If your clients are worried about a rise or fall in interest rates, our residential fixed rate products could give them the certainty they need. We offer fixed rates up to 95% LTV for purchases and remortgages.
For clients who prefer variable mortgage rates, we offer rates up to 85% LTV for purchases and remortgages.
First Start boosts a client’s borrowing power by combining their income with that of a sponsor. So together they can borrow more, responsibly. It can help clients struggling to get on the property ladder, those who’ve had a change in personal circumstances and need to buy a home, as well as movers. Rates are available up to 95% LTV (purchases only).
All our mortgages are available in Great Britain and Northern Ireland.
Bank of Ireland UK Standard Variable Rate is currently 8.04%. The Lending Fee is £195 (due on completion, but can be deferred until the mortgage is fully repaid).
Exclusive rates for energy efficient Buy to Lets
Green Buy to Let mortgages are now available with exclusive rates for properties with energy performance ratings A or B.
- Purchases and remortgages
- ICR and Top Slicing