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New Build Mortgage Information

We know New Build mortgages have a specialist set of requirements, so we deliver what you need, when you need it.

Helping with your client's New Build

We know New Build mortgages have a specialist set of requirements, so we deliver what you need, when you need it.

  • Builder incentives up to 5% of the purchase price considered
  • A simple New Build application process, with case tracking to follow the application's progress.

Our builder incentives and New Build property warranties can be found under the New Build section of our criteria lookup

You can select any of our products for clients buying New Build properties. Our standard lending criteria applies. 

Why choose New Build with us?

  • Soft credit footprint at AIP stage
  • We don’t include ground rent, service charges or other estate management fees in our affordability assessment
  • We assess the case and issue valuation instructions from day 1
  • Online offers available
  • Offers are valid for 9 months from issue. They can be extended for up to 6 months (subject to Underwriting reassessment and revaluation).

Tips for a speedy online offer

If your client wants their offer made available online, it’s not a problem. All you need to do is make sure the following is completed:

  • You select the online offer option when submitting the case
  • All requested documents are provided together
  • All contact phone numbers and email address for the applicant(s) are correct.

Unfortunately, where the applicants’ bank account requires 2 signatures, the offer cannot be made available online. Therefore make sure you check whether both signatures are required on the bank account before selecting this option on the application.

Contact us

New Build mortgages need extra care and attention. Get in touch with us to discuss a case.

Supporting Material

New Build Property Details Download New Build Property Details


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