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Bespoke Product Transfer Products

If your client is looking to transfer their Bespoke mortgage, you'll find our Bespoke product transfer rates below.

You can transfer your client’s mortgage if you or your firm introduced your client's current mortgage after June 2014. Simply select a product and apply online.  

If you didn’t introduce your client's mortgage or the mortgage started before June 2014, please get in touch with us before giving advice. 

See our new business products or Bespoke products for new clients.

The Bank of Ireland Standard Variable Rate is currently 8.04%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 16/04/2024.

Bespoke Product Transfer Products

60% LTV | Bespoke Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.26% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495 None 3% until 31/08/2025, then 2% until 31/08/2026 ABPY
5 years 4.95% Fixed until 31/08/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.8% APRC £1495 None 4% until 31/08/2026, then 3% until 31/08/2028, then 2% until 31/08/2029 ABPZ

75% LTV | Bespoke Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.32% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495 None 3% until 31/08/2025, then 2% until 31/08/2026 ABQA
5 years 5.01% Fixed until 31/08/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495 None 4% until 31/08/2026, then 3% until 31/08/2028, then 2% until 31/08/2029 ABQB

85% LTV | Bespoke Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.44% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495 None 3% until 31/08/2025, then 2% until 31/08/2026 ABQC
5 years 5.09% Fixed until 31/08/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495 None 4% until 31/08/2026, then 3% until 31/08/2028, then 2% until 31/08/2029 ABQD

All LTV | Bespoke Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.69% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £0 None 3% until 31/08/2025, then 2% until 31/08/2026 ABQE
5 years 5.30% Fixed until 31/08/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0 None 4% until 31/08/2026, then 3% until 31/08/2028, then 2% until 31/08/2029 ABQG

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