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Bespoke products

If your client has had pre-application approval from one of our Bespoke underwriting team, you can find a mortgage to suit their needs here.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke

You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.

Filter Products

Showing 43 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 5pm 10/07/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.69% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAA
2 Yrs 1.79% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAB
2 Yrs 1.86% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAC
5 Yrs 1.91% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAD
5 Yrs 2.11% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAE
5 Yrs 2.13% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAF
70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.83% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/09/2021 then 2% until 30/09/2022 NAG
2 Yrs 1.90% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/09/2021 then 2% until 30/09/2022 NAH
5 Yrs 2.08% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAJ
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.80% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

3% until 30/09/2021 then 2% until 30/09/2022 NAK
2 Yrs 1.84% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/09/2021 then 2% until 30/09/2022 NAL
2 Yrs 1.90% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/09/2021 then 2% until 30/09/2022 NAM
5 Yrs 2.12% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAN
5 Yrs 2.18% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAP
5 Yrs 2.25% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAQ
80% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.89% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1495

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAR
2 Yrs 1.98% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAS
5 Yrs 2.26% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAT
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.06% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1,495

 

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAU
2 Yrs 2.28% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/09/2021 then 2% until 30/09/2022 NAW
5 Yrs 2.20% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAX
5 Yrs 2.32% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAY
5 Yrs 2.44% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.3% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 NAZ
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
New Product 2 Yrs 3.30% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2021 then 2% until 30/11/2022 NFE
New Product 5 Yrs 3.39% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NFF
90% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

None GBS
75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.79% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1,495

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

3% until 30/09/2021 then 2% until 30/09/2022 Speak to your BDM for more information
2 Yrs 1.90% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

3% until 30/09/2021 then 2% until 30/09/2022 Speak to your BDM for more information
5 Yrs 2.17% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £1,495

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 Speak to your BDM for more information
5 Yrs 2.35% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 Speak to your BDM for more information
80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.12% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1,495

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 30/09/2021 then 2% until 30/09/2022 Speak to your BDM for more information
2 Yrs 2.30% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 30/09/2021 then 2% until 30/09/2022 Speak to your BDM for more information
5 Yrs 2.42% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1,495

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 Speak to your BDM for more information
85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.35% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1,495

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 30/09/2021 then 2% until 30/09/2022 Speak to your BDM for more information
2 Yrs 2.46% Fixed

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 30/09/2021 then 2% until 30/09/2022 Speak to your BDM for more information
5 Yrs 2.65% Fixed

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £1,495

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025 Speak to your BDM for more information
90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
New Product 2 Yrs 3.60% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 30/11/2021 then 2% until 30/11/2022 Speak to your BDM for more information
New Product 5 Yrs 3.69% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 Speak to your BDM for more information
60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

None Speak to your BDM for more information
75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

None Speak to your BDM for more information
80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

None Speak to your BDM for more information
90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

None Speak to your BDM for more information

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.69% Fixed
CodeNAA
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.79% Fixed
CodeNAB
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.86% Fixed
CodeNAC
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate1.91% Fixed
CodeNAD
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.11% Fixed
CodeNAE
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.13% Fixed
CodeNAF
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

70% LTV | Residential Fixed Rates Print products

Term2
Rate1.83% Fixed
CodeNAG
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.90% Fixed
CodeNAH
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.08% Fixed
CodeNAJ
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.80% Fixed
CodeNAK
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.84% Fixed
CodeNAL
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.90% Fixed
CodeNAM
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.12% Fixed
CodeNAN
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.18% Fixed
CodeNAP
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.25% Fixed
CodeNAQ
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

80% LTV | Residential Fixed Rates Print products

Term2
Rate1.89% Fixed
CodeNAR
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1495
Features

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.98% Fixed
CodeNAS
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.26% Fixed
CodeNAT
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

85% LTV | Residential Fixed Rates Print products

Term2
Rate2.06% Fixed
CodeNAU
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

 

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate2.16% Fixed
CodeNAV
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate2.28% Fixed
CodeNAW
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.20% Fixed
CodeNAX
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.32% Fixed
CodeNAY
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.44% Fixed
CodeNAZ
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.3% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

90% LTV | Residential Fixed Rates Print products

Term2
Rate3.30% Fixed
CodeNFE
New Product
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate3.39% Fixed
CodeNFF
New Product
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

90% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeGBS
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate1.79% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate1.90% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.17% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025
Term5
Rate2.35% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.12% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate2.30% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.42% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.35% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term2
Rate2.46% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/09/2021 then 2% until 30/09/2022
Term5
Rate2.65% Fixed
CodeSpeak to your BDM for more information
Description

until 30/09/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 30/09/2022 then 3% until 30/09/2024 then 2% until 30/09/2025

90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate3.60% Fixed
CodeSpeak to your BDM for more information
New Product
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate3.69% Fixed
CodeSpeak to your BDM for more information
New Product
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
None

80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke