Bespoke Products
If your client has had pre-application approval from our Bespoke underwriting team, you can find a mortgage to suit their needs here.
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You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.
The Bank of Ireland Standard Variable Rate is currently 7.84%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 19/02/2025.
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Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.68% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMA |
2 years | 4.74% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMB |
2 years | 4.74% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMC |
3 years | 4.77% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.2% APRC | £1495 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGRX |
5 years | 4.73% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGRY |
5 years | 4.80% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.7% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGRZ |
5 years | 4.80% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSA |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.78% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMD |
2 years | 4.78% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGME |
5 years | 4.77% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSB |
5 years | 4.85% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.7% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSC |
5 years | 4.85% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSD |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.75% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMG |
2 years | 4.83% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMH |
2 years | 4.83% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMJ |
3 years | 4.88% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.3% APRC | £1495 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGSE |
5 years | 4.84% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSG |
5 years | 4.90% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.7% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSH |
5 years | 4.90% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSJ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.78% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMK |
2 years | 4.88% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMN |
2 years | 4.90% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMP |
3 years | 4.93% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.3% APRC | £1495 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGSK |
5 years | 4.87% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSN |
5 years | 4.95% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSP |
5 years | 4.95% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSQ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.85% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMQ |
2 years | 4.95% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMR |
2 years | 4.99% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGMS |
3 years | 4.96% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.3% APRC | £1495 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGSR |
5 years | 4.91% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSS |
5 years | 4.99% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGST |
5 years | 4.99% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSU |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 5.04% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £2495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLG |
2 years | 5.19% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.6% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLH |
2 years | 5.29% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £0 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLJ |
3 years | 5.14% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.3% APRC | £2495 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGLK |
3 years | 5.22% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.3% APRC | £1495 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGLL |
3 years | 5.32% Fixed | until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.3% APRC | £0 |
|
3% until 31/05/2027, then 2% until 31/05/2028 | AGLN |
5 years | 5.08% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £2495 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLP |
5 years | 5.18% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.0% APRC | £1495 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLQ |
5 years | 5.23% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £0 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLR |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 5.19% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.6% APRC | £1495 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLS |
5 years | 5.18% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.0% APRC | £1495 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLT |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.77% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £3995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGSV |
2 years | 4.87% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGSW |
5 years | 4.86% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £3995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSX |
5 years | 4.93% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGSY |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.80% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £3995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGSZ |
2 years | 4.90% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.4% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGTA |
5 years | 4.90% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £3995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGTB |
5 years | 4.96% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGTC |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 4.87% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £3995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGTD |
2 years | 4.97% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGTE |
5 years | 4.94% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £3995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGTG |
5 years | 4.99% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGTH |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 years | 5.10% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £3995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLU |
2 years | 5.24% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £1995 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLV |
2 years | 5.36% Fixed | until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.5% APRC | £0 |
|
3% until 31/05/2026, then 2% until 31/05/2027 | AGLW |
5 years | 5.13% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £3995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLX |
5 years | 5.22% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £1995 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLY |
5 years | 5.28% Fixed | until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.9% APRC | £0 |
|
4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030 | AGLZ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
Standard Variable rate | 7.84% Variable | which is our Standard Variable Rate for the entire mortgage term | 8.1% APRC | £0 |
|
No Early Redemption Charges. | PQQ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
Standard Variable rate | 7.84% Variable | which is our Standard Variable Rate for the entire mortgage term | 8.1% APRC | £0 |
|
No Early Redemption Charges. | PQR |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
Standard Variable rate | 7.84% Variable | which is our Standard Variable Rate for the entire mortgage term | 8.1% APRC | £0 |
|
No Early Redemption Charges. | ZZV |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
Standard Variable rate | 7.84% Variable | which is our Standard Variable Rate for the entire mortgage term | 8.1% APRC | £0 |
|
No Early Redemption Charges. | ZZW |