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Bespoke products

If your client has had pre-application approval from one of our Bespoke underwriting team, you can find a mortgage to suit their needs here.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke

You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.

Filter Products

Showing 36 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 25/11/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.75% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

 3% until 31/03/2022 then 2% until 31/03/2023 NSF
2 Yrs 1.80% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

 3% until 31/03/2022 then 2% until 31/03/2023 NSG
5 Yrs 1.91% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.3% APRC £995

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NSH
70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.85% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £995

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 3% until 31/03/2022 then 2% until 31/03/2023 NSJ
2 Yrs 1.92% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 3% until 31/03/2022 then 2% until 31/03/2023 NSK
5 Yrs 2.05% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.4% APRC £995

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NUR
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.89% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

 3% until 31/03/2022 then 2% until 31/03/2023 NUS
2 Yrs 1.98% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £995

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 3% until 31/03/2022 then 2% until 31/03/2023 NUT
5 Yrs 2.02% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.4% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NUU
5 Yrs 2.06% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.4% APRC £995

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NUV
80% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.93% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

 3% until 31/03/2022 then 2% until 31/03/2023 NSR
5 Yrs 2.94% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NSS
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.14% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

 3% until 31/03/2022 then 2% until 31/03/2023 NUW
5 Yrs 3.14% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,495

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NUX
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.79% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

 3% until 31/03/2022 then 2% until 31/03/2023 NUY
5 Yrs 3.79% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £0

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NUZ
90% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

 None GBS
75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.88% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,495

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

 3% until 31/03/2022 then 2% until 31/03/2023 Speak to your BDM for more information
2 Yrs 1.95% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

 3% until 31/03/2022 then 2% until 31/03/2023 Speak to your BDM for more information
5 Yrs 2.22% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.5% APRC £1,495

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 Speak to your BDM for more information
5 Yrs 2.35% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.5% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 Speak to your BDM for more information
80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.11% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

 3% until 31/03/2022 then 2% until 31/03/2023 Speak to your BDM for more information
5 Yrs 3.13% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £1,495

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 Speak to your BDM for more information
85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.46% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £1,995

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

 3% until 31/03/2022 then 2% until 31/03/2023 Speak to your BDM for more information
5 Yrs 3.48% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £1,495

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 Speak to your BDM for more information
90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.85% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

 3% until 31/03/2022 then 2% until 31/03/2023 Speak to your BDM for more information
5 Yrs 3.85% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 Speak to your BDM for more information
60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only

Part & Part

 None Speak to your BDM for more information
75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 None Speak to your BDM for more information
80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 None Speak to your BDM for more information
90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 None Speak to your BDM for more information
75% LTV | Residential Further Advance Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.71% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 T9N
2 Yrs 2.83% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 T9P
90% LTV | Residential Further Advance Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.59% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.2% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 T9Q
2 Yrs 3.80% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.2% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 T9R
90% LTV | Residential Further Advance Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.3% APRC £0 None T9S

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.75% Fixed
CodeNSF
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term2
Rate1.80% Fixed
CodeNSG
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate1.91% Fixed
CodeNSH
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.3% APRC
Product Fee
£995
Features

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

70% LTV | Residential Fixed Rates Print products

Term2
Rate1.85% Fixed
CodeNSJ
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term2
Rate1.92% Fixed
CodeNSK
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.05% Fixed
CodeNUR
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£995
Features

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.89% Fixed
CodeNUS
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term2
Rate1.98% Fixed
CodeNUT
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.02% Fixed
CodeNUU
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026
Term5
Rate2.06% Fixed
CodeNUV
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£995
Features

£250 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

80% LTV | Residential Fixed Rates Print products

Term2
Rate2.93% Fixed
CodeNSR
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.94% Fixed
CodeNSS
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Residential Fixed Rates Print products

Term2
Rate3.14% Fixed
CodeNUW
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.14% Fixed
CodeNUX
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | Residential Fixed Rates Print products

Term2
Rate3.79% Fixed
CodeNUY
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.79% Fixed
CodeNUZ
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

Minimum Loan £150,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeGBS
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate1.88% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term2
Rate1.95% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.22% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026
Term5
Rate2.35% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate3.11% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.13% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate3.46% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1,995
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.48% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate3.85% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.85% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only

Part & Part

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
None

80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
None

90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.09% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Minimum Loan £150,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Residential Further Advance Fixed Rates Print products

Term2
Rate2.71% Fixed
CodeT9N
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate2.83% Fixed
CodeT9P
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Further Advance Fixed Rates Print products

Term2
Rate3.59% Fixed
CodeT9Q
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate3.80% Fixed
CodeT9R
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Further Advance Variable Rate Print products

TermVariable
Rate4.09% Variable
CodeT9S
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke

We’re making some system changes over the weekend

Our website will be temporarily unavailable from 12pm Saturday 4th November until 9am Monday 6th November. We apologise for any inconvenience.