Skip to content
Alert Icon

Intermediary use only

Bespoke Products

If your client has had pre-application approval from our Bespoke underwriting team, you can find a mortgage to suit their needs here.

You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 8.04%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid).

Bespoke New Business – correct as of 16/02/2024
Bespoke Further Advances – correct as of 23/01/2024
Bespoke Product Transfers – correct as of 21/02/2024

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

Bespoke Products

60% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.86% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAVJ
2 years 4.93% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAVK
2 years 4.93% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAVL
3 years 4.77% Fixed until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.4% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/05/2026, then 2% until 31/05/2027 AAVN
5 years 4.57% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAVP
5 years 4.62% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAVQ
5 years 4.62% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAVR

70% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.96% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAVS
2 years 4.96% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAVT
5 years 4.65% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAVU
5 years 4.65% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAVV

75% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.88% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAVW
2 years 4.99% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAVX
2 years 4.99% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAVY
3 years 4.82% Fixed until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.4% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2026, then 2% until 31/05/2027 AAVZ
5 years 4.63% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWA
5 years 4.67% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWB
5 years 4.67% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWC

80% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.10% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAWD
5 years 4.78% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWE

85% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.06% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAWG
2 years 5.16% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAWH
3 years 4.92% Fixed until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.4% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2026, then 2% until 31/05/2027 AAWJ
5 years 4.75% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWK
5 years 4.80% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWL

90% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.41% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAWN
3 years 5.20% Fixed until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2026, then 2% until 31/05/2027 AAWP
5 years 5.02% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWQ

90% LTV | Bespoke Green New Build Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.41% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
3% until 31/05/2025, then 2% until 31/05/2026 AAWR
5 years 5.02% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWS

60% LTV | Bespoke Buy to Let Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.09% Fixed until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £3995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/03/2025, then 2% until 31/03/2026 AADD
2 years 5.19% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.8% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/03/2025, then 2% until 31/03/2026 AADE
2 years 5.24% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.8% APRC £2995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/03/2025, then 2% until 31/03/2026 AADG
5 years 4.99% Fixed

until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.0% APRC £3995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/03/2026, then 3% until 31/03/2028, then 2% until 31/03/2029 AADH
5 years 5.04% Fixed

until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.0% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/03/2026, then 3% until 31/03/2028, then 2% until 31/03/2029 AADJ
5 years 5.04% Fixed

until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.0% APRC £2995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/03/2026, then 3% until 31/03/2028, then 2% until 31/03/2029 AADK

75% LTV | Bespoke Buy to Let Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.39% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.8% APRC £3995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/03/2025, then 2% until 31/03/2026 AADL
2 years 5.49% Fixed until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/03/2025, then 2% until 31/03/2026 AADN
2 years 5.54% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.9% APRC £2995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/03/2025, then 2% until 31/03/2026 AADP
5 years 5.04% Fixed until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £3995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/03/2026, then 3% until 31/03/2028, then 2% until 31/03/2029 AADQ
5 years 5.09% Fixed until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/03/2026, then 3% until 31/03/2028, then 2% until 31/03/2029 AADR
5 years 5.09% Fixed

until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

7.0% APRC £2995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/03/2026, then 3% until 31/03/2028, then 2% until 31/03/2029 AADS

75% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.07% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAWT
5 years 4.77% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWU

80% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.17% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAWV
5 years 4.88% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWW

85% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.21% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAWX
5 years 4.91% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAWY

90% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.45% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
3% until 31/05/2025, then 2% until 31/05/2026 AAWZ
5 years 5.08% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAXA

75% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 8.04% Variable which is our Standard Variable Rate for the entire mortgage term 8.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 8.04% Variable which is our Standard Variable Rate for the entire mortgage term 8.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 8.04% Variable which is our Standard Variable Rate for the entire mortgage term 8.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 8.04% Variable which is our Standard Variable Rate for the entire mortgage term 8.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
No Early Redemption Charges. ZZW

60% LTV | Bespoke Product Transfer Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.93% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1495 None 3% until 31/05/2025, then 2% until 31/05/2026 AAZE
5 years 4.62% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.7% APRC £1495 None 4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAZG

75% LTV | Bespoke Product Transfer Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.99% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1495 None 3% until 31/05/2025, then 2% until 31/05/2026 AAZH
5 years 4.67% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.7% APRC £1495 None 4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAZJ

85% LTV | Bespoke Product Transfer Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.21% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495 None 3% until 31/05/2025, then 2% until 31/05/2026 AAZK
5 years 4.80% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.8% APRC £1495 None 4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAZL

All LTV | Bespoke Product Transfer Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.49% Fixed until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £0 None 3% until 31/05/2025, then 2% until 31/05/2026 AAZN
5 years 5.02% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.8% APRC £0 None 4% until 31/05/2026, then 3% until 31/05/2028, then 2% until 31/05/2029 AAZP

75% LTV | Bespoke Further Advance Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.24% Fixed until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £0 None 3% until 30/06/2025, then 2% until 30/06/2026 AATN
5 years 4.84% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.9% APRC £0 None 4% until 30/06/2026, then 3% until 30/06/2028, then 2% until 30/06/2029 AATP

90% LTV | Bespoke Further Advance Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.79% Fixed until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £0 None 3% until 30/06/2025, then 2% until 30/06/2026 AATQ
5 years 5.14% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0 None 4% until 30/06/2026, then 3% until 30/06/2028, then 2% until 30/06/2029 AATR

90% LTV | Bespoke Further Advance Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 8.04% Variable which is our Standard Variable Rate for the entire mortgage term 8.4% APRC £0 None No Early Redemption Charges. T9S

Your browser is not supported. For the best experience, we recommend using the latest version of Chrome, Microsoft Edge, Firefox or Safari at 100% zoom level. You won’t be able to access our application system using Internet Explorer, please use one of the browsers suggested above.

Close