Bespoke products

If your client has had pre-application approval from one of our Bespoke underwriting team, you can find a mortgage to suit their needs here.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke

You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.

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Showing 66 Products

The Bank of Ireland Standard Variable Rate is currently 4.74%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 21/10/2019.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.68% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KTP
2 Yrs 1.77% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KTQ
2 Yrs 1.88% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £1,995

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LPR
2 Yrs 1.94% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KTR
2 Yrs 1.96% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,995

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LPS
2 Yrs 2.05% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

£500 Cashback paid to solicitor with advance

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LFU
3 Yrs 2.06% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2021 then 2% until 30/11/2022 KTS
5 Yrs 2.03% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £1,495

 Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

 Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KTT
5 Yrs 2.07% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £1,495

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KTV
5 Yrs 2.14% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KTW
5 Yrs 2.17% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £1,995

 Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

 Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LPT
5 Yrs 2.24% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KTX
70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.79% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £995

Standard Valuation Fee paid by lender

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2020 then 2% until 30/11/2021 KTY
2 Yrs 1.93% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,995

Standard Valuation Fee paid by lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2020 then 2% until 30/11/2021 LPU
5 Yrs 2.19% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,995

Standard Valuation Fee paid by Lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LPV
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.80% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

3% until 30/11/2020 then 2% until 30/11/2021 KTZ
2 Yrs 1.83% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2020 then 2% until 30/11/2021 KUA
2 Yrs 1.83% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard legal fees paid by Lender (for remortgagers only)

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2020 then 2% until 30/11/2021 LFV
2 Yrs 1.98% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2020 then 2% until 30/11/2021 KUB
5 Yrs 2.18% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £1,495

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUC
5 Yrs 2.20% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £1,495

 £750 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUD
5 Yrs 2.38% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUE
7 Yrs 2.55% Fixed

until 30/11/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2023 then 3% until 30/11/2025 then 2% until 30/11/2026 KUF
80% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.06% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £1,995

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LPW
2 Yrs 2.08% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,995

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LPX
5 Yrs 2.29% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,995

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LPY
5 Yrs 2.33% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £1,995

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LPZ
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.89% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KUG
2 Yrs 1.94% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KUH
2 Yrs 2.18% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KUJ
3 Yrs 2.33% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

£350 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2021 then 2% until 30/11/2022 KUK
5 Yrs 2.35% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUL
5 Yrs 2.40% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUM
5 Yrs 2.42% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £995

Standard legal fees paid by Lender (for remortgagers only)

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LFW
5 Yrs 2.49% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUN
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.28% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KUP
2 Yrs 2.39% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KUQ
2 Yrs 2.46% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 KUR
2 Yrs 2.55% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £0

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LQA
2 Yrs 2.70% Fixed

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 30/11/2020 then 2% until 30/11/2021 LQB
5 Yrs 2.58% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUS
5 Yrs 2.62% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £0

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 KUT
5 Yrs 2.62% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £0

£500 Cashback paid to solicitor with advance

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

 

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LFX
5 Yrs 2.85% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £0

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LQC
5 Yrs 2.89% Fixed

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

 

Repayment Methods:

Capital Repayment

4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024 LQD
90% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

None GBS
75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.00% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
2 Yrs 2.05% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
5 Yrs 2.30% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
5 Yrs 2.40% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.07% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
2 Yrs 2.09% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
5 Yrs 2.54% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £1,495

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
5 Yrs 2.64% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £1,495

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.36% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £1,495

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
2 Yrs 2.46% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
5 Yrs 2.75% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £1,495

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
5 Yrs 2.85% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.73% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £0

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
2 Yrs 3.96% Fixed

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.7% APRC £0

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/12/2020 then 2% until 31/12/2021 Speak to your BDM for more information
5 Yrs 3.26% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £0

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
5 Yrs 4.30% Fixed

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.7% APRC £0

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024 Speak to your BDM for more information
60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

None Speak to your BDM for more information
75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

None Speak to your BDM for more information
80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

None Speak to your BDM for more information
90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

None Speak to your BDM for more information

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.68% Fixed
CodeKTP
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.77% Fixed
CodeKTQ
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.88% Fixed
CodeLPR
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£1,995
Features

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.94% Fixed
CodeKTR
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.96% Fixed
CodeLPS
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,995
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.05% Fixed
CodeLFU
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

£500 Cashback paid to solicitor with advance

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term3
Rate2.06% Fixed
CodeKTS
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate2.03% Fixed
CodeKTT
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

 Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

 Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.07% Fixed
CodeKTV
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.14% Fixed
CodeKTW
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.17% Fixed
CodeLPT
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,995
Features

 Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

 Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.24% Fixed
CodeKTX
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024

70% LTV | Residential Fixed Rates Print products

Term2
Rate1.79% Fixed
CodeKTY
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

Standard Valuation Fee paid by lender

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.93% Fixed
CodeLPU
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,995
Features

Standard Valuation Fee paid by lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term5
Rate2.19% Fixed
CodeLPV
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.80% Fixed
CodeKTZ
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.83% Fixed
CodeKUA
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.83% Fixed
CodeLFV
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard legal fees paid by Lender (for remortgagers only)

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.98% Fixed
CodeKUB
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term5
Rate2.18% Fixed
CodeKUC
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.20% Fixed
CodeKUD
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,495
Features

 £750 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.38% Fixed
CodeKUE
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term7
Rate2.55% Fixed
CodeKUF
Description

until 30/11/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2023 then 3% until 30/11/2025 then 2% until 30/11/2026

80% LTV | Residential Fixed Rates Print products

Term2
Rate2.06% Fixed
CodeLPW
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£1,995
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.08% Fixed
CodeLPX
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,995
Features

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term5
Rate2.29% Fixed
CodeLPY
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,995
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.33% Fixed
CodeLPZ
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024

85% LTV | Residential Fixed Rates Print products

Term2
Rate1.89% Fixed
CodeKUG
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate1.94% Fixed
CodeKUH
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.18% Fixed
CodeKUJ
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term3
Rate2.33% Fixed
CodeKUK
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate2.35% Fixed
CodeKUL
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.40% Fixed
CodeKUM
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.42% Fixed
CodeLFW
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

Standard legal fees paid by Lender (for remortgagers only)

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.49% Fixed
CodeKUN
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024

90% LTV | Residential Fixed Rates Print products

Term2
Rate2.28% Fixed
CodeKUP
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.39% Fixed
CodeKUQ
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.46% Fixed
CodeKUR
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.55% Fixed
CodeLQA
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term2
Rate2.70% Fixed
CodeLQB
Description

until 30/11/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2020 then 2% until 30/11/2021
Term5
Rate2.58% Fixed
CodeKUS
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.62% Fixed
CodeKUT
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.62% Fixed
CodeLFX
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

£500 Cashback paid to solicitor with advance

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

 

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.85% Fixed
CodeLQC
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024
Term5
Rate2.89% Fixed
CodeLQD
Description

until 30/11/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

 

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2021 then 3% until 30/11/2023 then 2% until 30/11/2024

90% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.74% Variable
CodeGBS
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.00% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term2
Rate2.05% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term5
Rate2.30% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024
Term5
Rate2.40% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024

80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.07% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term2
Rate2.09% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term5
Rate2.54% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1,495
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024
Term5
Rate2.64% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1,495
Features

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024

85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.36% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£1,495
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term2
Rate2.46% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term5
Rate2.75% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1,495
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024
Term5
Rate2.85% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024

90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.73% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term2
Rate3.96% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2021 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2020 then 2% until 31/12/2021
Term5
Rate3.26% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024
Term5
Rate4.30% Fixed
CodeSpeak to your BDM for more information
Description

until 31/12/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2021 then 3% until 31/12/2023 then 2% until 31/12/2024

60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
None

80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke