Bespoke products

If your client has had pre-application approval from one of our Bespoke underwriting team, you can find a mortgage to suit their needs here.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke

You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.

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Showing 63 Products

The Bank of Ireland Standard Variable Rate is currently 4.74%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 18/12/2019.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.78% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LVT
2 Yrs 1.82% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LVU
2 Yrs 1.88% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,995

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LVV
2 Yrs 1.96% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LVW
2 Yrs 2.03% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £1,995

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LVX
3 Yrs 2.18% Fixed

until 28/02/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £0

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 28/02/2022 then 2% until 28/02/2023 LVY
5 Yrs 2.03% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £1,495

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LVZ
5 Yrs 2.09% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £1,495

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWA
5 Yrs 2.12% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £995

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWB
5 Yrs 2.16% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £1,995

Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWC
5 Yrs 2.24% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWD
70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.84% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard Valuation Fee paid by lender

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 28/02/2021 then 2% until 28/02/2022 LWE
2 Yrs 1.90% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,995

Standard Valuation Fee paid by lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 28/02/2021 then 2% until 28/02/2022 LWF
5 Yrs 2.19% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £1,995

Standard Valuation Fee paid by Lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWG
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.80% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

3% until 28/02/2021 then 2% until 28/02/2022 LWH
2 Yrs 1.86% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 28/02/2021 then 2% until 28/02/2022 LWJ
2 Yrs 1.93% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 28/02/2021 then 2% until 28/02/2022 LWK
2 Yrs 2.00% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 28/02/2021 then 2% until 28/02/2022 LWL
5 Yrs 2.15% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £1,495

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWM
5 Yrs 2.25% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £995

£750 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWN
5 Yrs 2.30% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWP
7 Yrs 2.55% Fixed

until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 29/02/2024 then 3% until 28/02/2026 then 2% until 28/02/2027 LWQ
80% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.03% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £995

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LWR
2 Yrs 2.09% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LWS
5 Yrs 2.29% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,995

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWT
5 Yrs 2.33% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £1,995

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWU
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.16% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LWV
2 Yrs 2.19% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £995

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LWW
2 Yrs 2.23% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LWX
3 Yrs 2.33% Fixed

until 28/02/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £995

£350 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 28/02/2022 then 2% until 28/02/2023 LWY
5 Yrs 2.35% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LWZ
5 Yrs 2.39% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £995

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LXA
5 Yrs 2.45% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.7% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LXB
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.39% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LXC
2 Yrs 2.44% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LXD
2 Yrs 2.49% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LXE
2 Yrs 2.51% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LXF
2 Yrs 2.63% Fixed

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

3% until 28/02/2021 then 2% until 28/02/2022 LXG
5 Yrs 2.58% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.8% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LXH
5 Yrs 2.62% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £0

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LXJ
5 Yrs 2.85% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £0

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LXK
5 Yrs 2.89% Fixed

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £0

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025 LXL
90% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

None GBS
75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.88% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
2 Yrs 1.96% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
5 Yrs 2.25% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

3.9% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
5 Yrs 2.40% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.08% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.4% APRC £1,495

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
2 Yrs 2.20% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.3% APRC £1,495

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
5 Yrs 2.45% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.0% APRC £1,495

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
5 Yrs 2.64% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £1,495

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.36% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £1,495

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
2 Yrs 2.46% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
5 Yrs 2.75% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.1% APRC £1,495

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
5 Yrs 2.85% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £1,495

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.73% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.5% APRC £0

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
2 Yrs 3.96% Fixed

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.7% APRC £0

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

3% until 31/03/2021 then 2% until 31/03/2022 Speak to your BDM for more information
5 Yrs 3.24% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.2% APRC £0

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
5 Yrs 4.30% Fixed

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

4.7% APRC £0

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025 Speak to your BDM for more information
60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

None Speak to your BDM for more information
75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

None Speak to your BDM for more information
80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

None Speak to your BDM for more information
90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.74% Variable

which is our Standard Variable Rate for the entire mortgage term

4.9% APRC £0

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

None Speak to your BDM for more information

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.78% Fixed
CodeLVT
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate1.82% Fixed
CodeLVU
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate1.88% Fixed
CodeLVV
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,995
Features

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate1.96% Fixed
CodeLVW
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.03% Fixed
CodeLVX
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£1,995
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term3
Rate2.18% Fixed
CodeLVY
Description

until 28/02/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2022 then 2% until 28/02/2023
Term5
Rate2.03% Fixed
CodeLVZ
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.09% Fixed
CodeLWA
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.12% Fixed
CodeLWB
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.16% Fixed
CodeLWC
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.24% Fixed
CodeLWD
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025

70% LTV | Residential Fixed Rates Print products

Term2
Rate1.84% Fixed
CodeLWE
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard Valuation Fee paid by lender

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate1.90% Fixed
CodeLWF
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,995
Features

Standard Valuation Fee paid by lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term5
Rate2.19% Fixed
CodeLWG
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.80% Fixed
CodeLWH
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

 

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate1.86% Fixed
CodeLWJ
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate1.93% Fixed
CodeLWK
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.00% Fixed
CodeLWL
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term5
Rate2.15% Fixed
CodeLWM
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.25% Fixed
CodeLWN
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

£750 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.30% Fixed
CodeLWP
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term7
Rate2.55% Fixed
CodeLWQ
Description

until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 29/02/2024 then 3% until 28/02/2026 then 2% until 28/02/2027

80% LTV | Residential Fixed Rates Print products

Term2
Rate2.03% Fixed
CodeLWR
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.09% Fixed
CodeLWS
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term5
Rate2.29% Fixed
CodeLWT
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,995
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.33% Fixed
CodeLWU
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1,995
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025

85% LTV | Residential Fixed Rates Print products

Term2
Rate2.16% Fixed
CodeLWV
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.19% Fixed
CodeLWW
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.23% Fixed
CodeLWX
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term3
Rate2.33% Fixed
CodeLWY
Description

until 28/02/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£995
Features

£350 Cashback paid to solicitor with advance

Minimum Loan £50,000

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2022 then 2% until 28/02/2023
Term5
Rate2.35% Fixed
CodeLWZ
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.39% Fixed
CodeLXA
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.45% Fixed
CodeLXB
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025

90% LTV | Residential Fixed Rates Print products

Term2
Rate2.39% Fixed
CodeLXC
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.44% Fixed
CodeLXD
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.49% Fixed
CodeLXE
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.51% Fixed
CodeLXF
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term2
Rate2.63% Fixed
CodeLXG
Description

until 28/02/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 28/02/2021 then 2% until 28/02/2022
Term5
Rate2.58% Fixed
CodeLXH
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.62% Fixed
CodeLXJ
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

£500 Cashback paid to solicitor with advance

Standard Valuation Fee paid by Lender

Minimum Loan £50,000

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.85% Fixed
CodeLXK
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025
Term5
Rate2.89% Fixed
CodeLXL
Description

until 28/02/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

Standard legal fees paid by Lender (for remortgagers only)

Standard Valuation Fee paid by Lender

Maximum Loan £750,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 28/02/2022 then 3% until 29/02/2024 then 2% until 28/02/2025

90% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.74% Variable
CodeGBS
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate1.88% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term2
Rate1.96% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term5
Rate2.25% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025
Term5
Rate2.40% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Maximum Loan £2,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025

80% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.08% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.4% APRC
Product Fee
£1,495
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term2
Rate2.20% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.3% APRC
Product Fee
£1,495
Features

Standard legal fees paid by Lender (for remortgagers only)

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term5
Rate2.45% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1,495
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025
Term5
Rate2.64% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1,495
Features

Maximum Loan £2,250,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025

85% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.36% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£1,495
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term2
Rate2.46% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term5
Rate2.75% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1,495
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025
Term5
Rate2.85% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1,495
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025

90% LTV | Bespoke PLUS Fixed Rates | Available on an exception basis only Print products

Term2
Rate2.73% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term2
Rate3.96% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

 

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2021 then 2% until 31/03/2022
Term5
Rate3.24% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025
Term5
Rate4.30% Fixed
CodeSpeak to your BDM for more information
Description

until 31/03/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.74% variable

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 50% LTV

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2022 then 3% until 31/03/2024 then 2% until 31/03/2025

60% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £2,500,000

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £2,000,000

Repayment Methods:

Capital Repayment

Interest Only*

Part & Part*

*For Interest Only and Part & Part mortgages, the maximum Interest Only element is 60% LTV

Early Repayment Charges (% of the sum repaid)
None

80% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £1,500,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

90% LTV | Bespoke PLUS Variable Rates | Available on an exception basis only Print products

TermStandard Variable
Rate4.74% Variable
CodeSpeak to your BDM for more information
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.9% APRC
Product Fee
£0
Features

Maximum Loan £1,000,000

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

Our Bespoke service

We offer personalised underwriting for clients who don’t fit the mould.

Details of Bespoke