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Bespoke Products

If your client has had pre-application approval from our Bespoke underwriting team, you can find a mortgage to suit their needs here.

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You’ll find a range of residential mortgages up to 90% LTV. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.64%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 22/04/2025.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

Bespoke Products

60% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.50% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AGZK
2 years 4.60% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AGZL
2 years 4.60% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AGZN
3 years 4.59% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.0% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/07/2027, then 2% until 31/07/2028 AGZP
5 years 4.61% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AGZQ
5 years 4.68% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AGZR

70% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.54% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AGZS
2 years 4.64% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AGZT
2 years 4.64% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AGZU
5 years 4.65% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AGZV
5 years 4.73% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AGZW

75% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AGZX
2 years 4.73% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AGZY
2 years 4.73% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AGZZ
3 years 4.70% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.0% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2027, then 2% until 31/07/2028 AHAA
5 years 4.72% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAB
5 years 4.78% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAC

80% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.62% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAD
2 years 4.74% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAE
2 years 4.74% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAG
3 years 4.75% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.1% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2027, then 2% until 31/07/2028 AHAH
5 years 4.75% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAJ
5 years 4.83% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAK

85% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.77% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAL
2 years 4.91% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAN
2 years 4.91% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAP
3 years 4.83% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.1% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2027, then 2% until 31/07/2028 AHAQ
5 years 4.79% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAR
5 years 4.87% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAS
5 years 4.87% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHAT

90% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.95% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAU
2 years 5.10% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAV
2 years 5.17% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHAW
3 years 4.88% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.1% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2027, then 2% until 31/07/2028 AHAX
3 years 4.98% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.1% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2027, then 2% until 31/07/2028 AHAY
3 years 5.03% Fixed until 31/07/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2027, then 2% until 31/07/2028 AHAZ
5 years 4.96% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHBA
5 years 5.03% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.8% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHBB
5 years 5.07% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHBC

90% LTV | Bespoke Green New Build Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.10% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.4% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHBD
5 years 5.03% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.8% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHBE

75% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.61% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AHCH
2 years 4.71% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/07/2026, then 2% until 31/07/2027 AHCJ
5 years 4.74% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCK
5 years 4.81% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCL

80% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.64% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCN
2 years 4.74% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.2% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCP
5 years 4.78% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCQ
5 years 4.84% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.6% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCR

85% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.79% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCS
2 years 4.89% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCT
5 years 4.82% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCU
5 years 4.87% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCV

90% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.95% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCW
2 years 5.09% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCX
2 years 5.21% Fixed until 31/07/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 7.3% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/07/2026, then 2% until 31/07/2027 AHCY
5 years 4.97% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHCZ
5 years 5.06% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHDA
5 years 5.12% Fixed until 31/07/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable 6.7% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/07/2027, then 3% until 31/07/2029, then 2% until 31/07/2030 AHDB

75% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.64% Variable which is our Standard Variable Rate for the entire mortgage term 7.8% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.64% Variable which is our Standard Variable Rate for the entire mortgage term 7.8% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.64% Variable which is our Standard Variable Rate for the entire mortgage term 7.8% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.64% Variable which is our Standard Variable Rate for the entire mortgage term 7.8% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 50% LTV)
 No Early Redemption Charges. ZZW
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