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Intermediary use only

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As part of the industry wide change issued by the Royal Institution of Chartered Surveyors (RICS), we’ll no longer be offering HomeBuyer reports and building surveys after 18 February. After 18 February, we’ll only be offering standard valuation reports. If you have any questions about the impact of these changes, please contact your BDM today.

Further Advance Products

If your client is looking to borrow more money on top of their existing mortgage, you'll find all our further advance products below.

These products are only available to existing clients. A further advance can be taken if your client has a standard Residential or Buy to Let mortgage with us. If you didn't introduce your client's current mortgage, or the mortgage started before June 2014, please call us before giving advice.

Other restrictions apply, please also check our further advance process and lending criteria.

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 18/11/2020.

Further Advance Products
75% LTV | Residential Fixed Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.11% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

3% until 30/06/2022, then 2% until 30/06/2023 Y4J
5 yrs 3.23% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

4% until 30/06/2023, then 3% until 30/06/2025, then 2% until 30/06/2026 Y4K
90% LTV | Residential Fixed Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.72% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.2% APRC £0

None

3% until 30/06/2022, then 2% until 30/06/2023 Y4L
5 yrs 3.80% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

4% until 30/06/2023, then 3% until 30/06/2025, then 2% until 30/06/2026 Y4M
90% LTV | First Start Fixed Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.72% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.2% APRC £0

None

3% until 30/06/2022, then 2% until 30/06/2023 Y4N
5 yrs 3.80% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

4% until 30/06/2023, then 3% until 30/06/2025, then 2% until 30/06/2026 Y4P
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.21% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

3% until 30/06/2022, then 2% until 30/06/2023 Y4Q
5 yrs 3.33% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

4% until 30/06/2023, then 3% until 30/06/2025, then 2% until 30/06/2026 Y4R
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.38% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

3% until 30/06/2022, then 2% until 30/06/2023 Y4S
5 yrs 3.58% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

4% until 30/06/2023, then 3% until 30/06/2025, then 2% until 30/06/2026 Y4T

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