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Further Advance Products

If your client is looking to borrow more money on top of their existing mortgage, you'll find all our further advance products below.

These products are only available to existing clients. A further advance can be taken if your client has a standard Residential or Buy to Let mortgage with us. If you didn't introduce your client's current mortgage, or the mortgage started before June 2014, please call us before giving advice.

Other restrictions apply, please also check our further advance process and lending criteria.

The Bank of Ireland Standard Variable Rate is currently 4.99%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 21/06/2022

Further Advance Products
90% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.40% Fixed until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.8% APRC £0 None 3% until 30/06/2023, then 2% until 30/06/2024 3EY
5 yrs 3.65% Fixed until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0 None 4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 3EZ
90% LTV | Residential Variable Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.99% Variable which is our Standard Variable Rate for the entire mortgage term 5.2% APRC £0 None No Early Redemption Charges. 6G9
90% LTV | First Start Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.72% Fixed until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0 None 3% until 30/06/2023, then 2% until 30/06/2024 3FA
5 yrs 3.89% Fixed until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.6% APRC £0 None 4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 3FB
90% LTV | First Start Variable Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.99% Variable which is our Standard Variable Rate for the entire mortgage term 5.2% APRC £0 None No Early Redemption Charges. 6H3
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.38% Fixed until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.8% APRC £0 None 3% until 30/06/2023, then 2% until 30/06/2024 3FE
5 yrs 3.58% Fixed until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.4% APRC £0 None 4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 3FF
75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.99% Variable which is our Standard Variable Rate for the entire mortgage term 5.3% APRC £0 None No Early Redemption Charges. 6H8
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.38% Fixed until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0 None 3% until 30/06/2023, then 2% until 30/06/2024 3FJ
5 yrs 3.58% Fixed until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0 None 4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 3FK
75% LTV | Buy to Let Variable Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.99% Variable which is our Standard Variable Rate for the entire mortgage term 5.3% APRC £0 None No Early Redemption Charges. 3FL

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