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Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 6.94%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 27/10/2026.

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Residential products

75% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.17% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQNZ
2 years 5.39% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQEX
3 years 5.14% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2028, then 2% until 31/12/2029 APVR
3 years 5.28% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2028, then 2% until 31/12/2029 APVS
5 years 5.22% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APVT
5 years 5.30% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APVU

85% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.19% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPB
2 years 5.25% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPC
2 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPD
2 years 5.55% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPE
3 years 5.21% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APVZ
3 years 5.26% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APWA
3 years 5.36% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APWB
5 years 5.25% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWC
5 years 5.32% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWD
5 years 5.37% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWE

90% LTV | Residential New Build Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.47% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPG
5 years 5.38% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWP

90% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.49% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPH
5 years 5.41% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWQ

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.64% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPJ
2 years 5.75% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPK
3 years 5.44% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APWL
3 years 5.48% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APWN
5 years 5.49% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWR

95% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.72% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPL
2 years 5.89% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPN
3 years 5.66% Fixed until 31/12/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2028, then 2% until 31/12/2029 APPU
5 years 5.73% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APPV

85% LTV | Residential Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.2% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

75% LTV | Joint Borrower Sole Proprietor Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.09% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 APWS
5 years 5.22% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWT

85% LTV | Joint Borrower Sole Proprietor Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.22% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APWU
5 years 5.32% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWV

90% LTV | Joint Borrower Sole Proprietor Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.34% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APWW
5 years 5.41% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APWX

95% LTV | Joint Borrower Sole Proprietor Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.57% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 APQC
5 years 5.56% Fixed until 31/12/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2028, then 3% until 31/12/2030, then 2% until 31/12/2031 APQD

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.15% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQPA

75% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.24% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQLV
2 years 5.34% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQLW
2 years 5.34% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQLX
3 years 5.27% Fixed until 31/01/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2029, then 2% until 31/01/2030 AQLY
5 years 5.30% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQLZ
5 years 5.37% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMA
5 years 5.37% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMB

80% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.29% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMC
2 years 5.37% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMD
2 years 5.48% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQME
5 years 5.40% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMG
5 years 5.47% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMH

85% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.36% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMJ
2 years 5.43% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMK
2 years 5.53% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQML
3 years 5.38% Fixed until 31/01/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2029, then 2% until 31/01/2030 AQMN
3 years 5.47% Fixed until 31/01/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2029, then 2% until 31/01/2030 AQMP
5 years 5.38% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMQ
5 years 5.42% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMR
5 years 5.50% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQMS

90% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.49% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMT
2 years 5.55% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMU
2 years 5.65% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMV
2 years 5.82% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQMW
3 years 5.52% Fixed until 31/01/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2029, then 2% until 31/01/2030 AQMX
3 years 5.59% Fixed until 31/01/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2029, then 2% until 31/01/2030 AQMY
3 years 5.72% Fixed until 31/01/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2029, then 2% until 31/01/2030 AQMZ
5 years 5.57% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNA
5 years 5.65% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNB
5 years 5.73% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNC

75% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.24% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQND
2 years 5.34% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/01/2028, then 2% until 31/01/2029 AQNE
5 years 5.31% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNG
5 years 5.37% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNH

80% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.38% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNJ
2 years 5.48% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNK
5 years 5.41% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNL
5 years 5.49% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNN

85% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.45% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNP
2 years 5.55% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNQ
5 years 5.42% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNR
5 years 5.50% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNS

90% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.53% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNT
2 years 5.67% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNU
2 years 5.82% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.8% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 3% until 31/01/2028, then 2% until 31/01/2029 AQNV
5 years 5.55% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNW
5 years 5.66% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNX
5 years 5.75% Fixed until 31/01/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/01/2029, then 3% until 31/01/2031, then 2% until 31/01/2032 AQNY

75% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZW
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