Right Here for soft credit searches

  • Your customers credit file won't be impacted
  • Quickly check and confirm your customer’s affordability, great for new build
  • You can still trust our AIP decision
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Right Here for New Build

  • Day 1 valuations
  • Offer extensions 1 and 6 months - with the option to change products
  • Up to 5% builder incentives considered
  • Help to Buy: Equity Loan options to 85% - with free standard valuations and cashback options
New Build

Right Here for Contractors

  • No minimum time left on current contract
  • No accounts or references needed
  • Minimum income of £50k, to 90% LTV
  • 85% LTV range, with free standard valuations and cashback options
Contractors

Right Here for your Existing Customers

  • Apply in ten minutes. Get an offer in a day
  • No legal or valuation fees
  • Add any product fees to the loan
  • 0.25% proc fee for all product transfers
Product transfer

More choice for your customers

Residential 1.68

5 Year fixed rate mortgage at 75% LTV

  • Standard Valuation Fee paid by Lender
  • Standard legal fees paid by Lender (for remortgagers only)
Find out more
Buy to Let 1.45

2 Year fixed rate mortgage at 60% LTV

  • Standard Valuation Fee paid by Lender
  • £400 Cashback paid to solicitor with advance
Find out more

Criteria lookup

Check whether your customers and their property meet our requirements.

Lending criteria

Current service levels

Correct as of

Approval in Principle referrals

that were referred on:

Friday 11th October
Full application referrals

that were referred on:

Friday 11th October
Applications to offer

are currently taking:

on average 12 working days

Your toolkit

Make life easier with these tools

Affordability calculator
First Start calculator
Support lookup
Criteria lookup
Solicitor search
Product search

Making your life easier

  • Service you can rely on with our award winning application system
  • Direct access to underwriters using case messaging, providing fast, consistent decisions
  • Give your customers more options with our wide product choice
Illustration of three cogs working together

Criteria lookup

Check whether your customers and their property meet our requirements.

Lending criteria

Our award winning system

Our online mortgage application system is simple to use and easy to understand.

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Document upload
Securely upload multiple documents per application
Case messaging
2-way communication with your underwriter
Case tracking
Follow the progress of your customer's application