Covid-19 update - We’re closely monitoring developments and making changes as appropriate to help you, our customers and our colleagues. More information

Right Here for online product transfers

  • Use our online product transfer service
  • It's quick and easy
  • No legal or valuation fees
  • Reduce the term at the same time
Product transfer

Right Here for soft credit searches

  • Your customers credit file won't be impacted
  • Quickly check and confirm your customer’s affordability, great for new build
  • You can still trust our AIP decision
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More choice for your customers

Residential 1.60

5 Year fixed rate mortgage at 60% LTV

  • Standard legal fees paid by Lender (for remortgagers only)
  • Standard Valuation Fee paid by Lender
Find out more
Residential 1.78

2 Year fixed rate mortgage at 75% LTV

  • £400 Cashback paid to solicitor with advance
  • Standard Valuation Fee paid by Lender
Find out more

Criteria lookup

Check whether your customers and their property meet our requirements.

Lending criteria

Current service levels

Correct as of

Approval in Principle referrals

that were referred on:

Friday 7th August
Full application referrals

that were referred on:

Friday 7th August
Application submission to offer

are currently taking:

on average 20 working days

Your toolkit

Make life easier with these tools

Affordability calculator
First Start calculator
BDM finder
Criteria lookup
Solicitor search
Product search

Making your life easier

  • Service you can rely on with our award winning application system
  • Direct access to underwriters using case messaging, providing fast, consistent decisions
  • Give your customers more options with our wide product choice
Illustration of three cogs working together

Criteria lookup

Check whether your customers and their property meet our requirements.

Lending criteria

Changes to our criteria

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We’ve made some temporary changes to our criteria, so we can continue to lend responsibly. Please see our Covid-19 page for more details.