Buy to Let Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

Buy to Let calculator
Buy to Let Top Slicing
Buy to Let lending criteria
Energy Efficient Buy to Let

We offer a range of Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 6.94%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 30/03/2026.

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75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.90% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.8% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AMMC
2 years	5.15% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.7% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AMER
5 years	5.00% Fixed	until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.2% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031	AMES
5 years	5.14% Fixed	until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.3% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031	AMET

75% LTV | Buy to Let Fixed Rates | Top Slicing

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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.94% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.7% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AMEU
2 years	5.08% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.7% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AMEV
5 years	5.04% Fixed	until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.3% APRC	£1495	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031	AMEW
5 years	5.07% Fixed	until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable	6.3% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031	AMEX

Exclusive rates for Energy Efficient Buy to Lets

Energy Efficient Buy to Let mortgages are now available with exclusive rates for properties with energy performance ratings A or B.

Purchases and remortgages
ICR and Top Slicing

See our Energy Efficient mortgages