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Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

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We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.84%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 05/12/2024.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

New Business Products

75% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.48% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFLA
2 years 4.59% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFLB
2 years 4.70% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFJR
2 years 4.80% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFJS
3 years 4.65% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.1% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFJT
3 years 4.72% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFJU

80% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.50% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFMB
2 years 4.59% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFMC
2 years 4.69% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFMD
2 years 4.87% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFME
3 years 4.47% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMG
3 years 4.56% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMH
3 years 4.64% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMJ
3 years 4.75% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMK

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.64% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFJV
2 years 4.69% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFJW
2 years 4.79% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFJX
2 years 4.95% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFB
3 years 4.63% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFJY
3 years 4.65% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFJZ
3 years 4.74% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFKA
3 years 4.89% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFFC
5 years 4.59% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFLC
5 years 4.62% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFLD

85% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.69% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFML
2 years 4.75% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFMN
2 years 4.79% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFMP
2 years 4.90% Fixed until 31/03/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2026, then 2% until 31/03/2027 AFMQ
3 years 4.60% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMR
3 years 4.67% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMS
3 years 4.74% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMT
3 years 4.79% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AFMU

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.75% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.6% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFD
2 years 4.79% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFE
2 years 4.89% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFG
2 years 5.04% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFH
3 years 4.80% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.3% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFFJ
3 years 4.95% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFFK
5 years 4.79% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFFL
5 years 4.89% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFFN
7 years 4.80% Fixed until 29/02/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2029, then 3% until 28/02/2031, then 2% until 29/02/2032 AFFP

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.09% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFQ
2 years 5.28% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFR
3 years 5.04% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFFS
5 years 4.95% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFFT
7 years 4.95% Fixed until 29/02/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2029, then 3% until 28/02/2031, then 2% until 29/02/2032 AFFU

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.70% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFV
2 years 5.90% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFFW
3 years 5.50% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFFX
3 years 5.64% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AFFY
5 years 5.36% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFFZ

85% LTV | Residential Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.84% Variable which is our Standard Variable Rate for the entire mortgage term 8.2% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.99% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.8% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFGA

90% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.15% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFGB

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.56% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFGC

75% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.68% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKB

75% LTV | Buy to Let Green Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.83% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKC

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.55% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKD
2 years 4.65% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKE
2 years 4.65% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKG
2 years 4.80% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKH

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKJ
2 years 4.73% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKK
2 years 4.73% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKL
2 years 4.88% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKN
5 years 4.79% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFKP
5 years 4.85% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFKQ

60% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKR
2 years 4.65% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKS
2 years 4.75% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKT

75% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.69% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.5% APRC £1995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKU
2 years 4.83% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKV
2 years 4.94% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 7.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 AFKW
5 years 4.76% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.7% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFKX
5 years 4.79% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.7% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFKY
5 years 4.84% Fixed until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable 6.7% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 AFKZ

Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • loan sizes up to £750,000
  • a minimum 100% rental income cover
  • 5+ year products stress rate: The higher of 4.5% or product pay rate +1%
Find out more about Buy to Let
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