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As part of the industry wide change issued by the Royal Institution of Chartered Surveyors (RICS), we’ll no longer be offering HomeBuyer reports and building surveys after 18 February. After 18 February, we’ll only be offering standard valuation reports. If you have any questions about the impact of these changes, please contact your BDM today.

New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

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Find your BDM

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 15 February 2021.

 

New Business Products
85% LTV | Residential Variable Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

Repayment Methods: Capital Repayment

 No Early Redemption Charges. MTX
85% LTV | Residential Fixed Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.02% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4% APRC £0

Standard Valuation Fee Paid by Lender,Repayment Methods: Capital Repayment

 3% until 30/04/2022, then 2% until 30/04/2023 NWJ
5 yrs 3.02% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £0

Standard Valuation Fee Paid by Lender,Repayment Methods: Capital Repayment

 4% until 30/04/2023, then 3% until 30/04/2025, then 2% until 30/04/2026 NWK
5 yrs 2.84% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

£250 Cashback paid to solicitor with advance,Standard Valuation Fee Paid by Lender,Minimum Loan £50,000,Repayment Methods: Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXY
2 yrs 2.62% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £995

£250 Cashback paid to solicitor with advance,Standard Valuation Fee Paid by Lender,Minimum Loan £50,000,Repayment Methods: Capital Repayment

 3% until 31/05/2022, then 2% until 31/05/2023 NXX
70% LTV | Residential Fixed Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.2% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £995

Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)

 3% until 31/05/2022, then 2% until 31/05/2023 NWX
5 yrs 2.47% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.6% APRC £995

Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NWY
75% LTV | Residential Fixed Rates (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.2% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £995

Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)

 3% until 31/05/2022, then 2% until 31/05/2023 NWZ
5 yrs 2.47% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.6% APRC £995

Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXA
85% LTV | First Start Fixed Rates | For Purchases Only (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 yrs 3.19% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £995

Repayment Methods: Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXD
75% LTV | Help to Buy Equity Loan Fixed Rates | For Purchases Only (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 yrs 2.29% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.6% APRC £995

Repayment Methods: Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXF
85% LTV | Help to Buy Equity Loan Fixed Rates | For Purchases Only (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 yrs 3.19% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £995

Repayment Methods: Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXG
60% LTV | Help to Buy Equity Loan Fixed Rates | For Purchases Only (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 yrs 2.05% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.5% APRC £995

Repayment Methods: Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXE
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.81% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 3% until 31/05/2022, then 2% until 31/05/2023 NXH
5 yrs 2.06% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.2% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXJ
60% LTV | Buy to Let Fixed Rates | Top Slicing (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.81% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 3% until 31/05/2022, then 2% until 31/05/2023 NXM
5 yrs 2.06% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.2% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXN
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.12% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.8% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 3% until 31/05/2022, then 2% until 31/05/2023 NXK
5 yrs 2.28% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.4% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXL
75% LTV | Buy to Let Fixed Rates | Top Slicing (1) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.12% Fixed

until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 3% until 31/05/2022, then 2% until 31/05/2023 NXP
5 yrs 2.28% Fixed

until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.3% APRC £995

Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment

 4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 NXQ
Buy to Let Top Slicing now available

Boost your client’s borrowing power with a minimum 100% rental income cover, 4.5% stress rate for 5 year+ products and loan sizes up to £750,000.

Find out more

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