Skip to content
Alert Icon

Intermediary use only

New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

Quick Links

Contact Us

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 8.04%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 29/11/2023.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

New Business Products

60% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.97% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9ET
2 years 5.19% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9EU
3 years 4.87% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9EV
3 years 5.04% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9EW
5 years 4.69% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAA
5 years 4.74% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAB

75% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.02% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9EX
2 years 5.02% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9EY
2 years 5.14% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9EZ
3 years 4.99% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FA
3 years 4.99% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FB
3 years 5.14% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FC
5 years 4.69% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAC
5 years 4.75% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAD
5 years 4.80% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAE
7 years 4.73% Fixed

until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.3% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AAAG
7 years 4.78% Fixed

until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AAAH

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.24% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FD
2 years 5.39% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FE
3 years 5.14% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FF
3 years 5.39% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FG

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.36% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FH
2 years 5.49% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FJ
2 years 5.49% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FK
2 years 5.84% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FL
3 years 5.29% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FM
3 years 5.40% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FN
5 years 4.90% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.0% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAJ
5 years 4.98% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAK
5 years 5.03% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAL
7 years 4.96% Fixed

until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AAAN
7 years 5.01% Fixed

until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AAAP

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.74% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FP
2 years 5.87% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FQ
3 years 5.67% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2026, then 2% until 28/02/2027 9FR
5 years 5.05% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAQ
5 years 5.15% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAR
7 years 5.03% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AAAS

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 6.18% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FS
2 years 6.38% Fixed until 28/02/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 8.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2025, then 2% until 28/02/2026 9FT
5 years 5.35% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAT

85% LTV | Residential Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 8.04% Variable which is our Standard Variable Rate for the entire mortgage term 8.4% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.10% Fixed

until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.0% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAU

90% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.25% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAV

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.55% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2026, then 3% until 29/02/2028, then 2% until 28/02/2029 AAAW

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.34% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9CW
2 years 5.44% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9CX
2 years 5.59% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9CY
5 years 5.25% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9CZ

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.49% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DA
2 years 5.75% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DB
2 years 5.75% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DC
2 years 6.19% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £0

Repayment Methods: Interest Only, Part & Part, Capital Repayment

 3% until 31/01/2025, then 2% until 31/01/2026 9DD
5 years 5.29% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DE
5 years 5.29% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.2% APRC £2495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DF
5 years 5.33% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DG
5 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DH
5 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DJ
5 years 5.59% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £0 Repayment Methods: Interest Only, Part & Part, Capital Repayment 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DK

60% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.40% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DL
2 years 5.49% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DM
2 years 5.66% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DN
5 years 5.25% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DP

75% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.55% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DQ
2 years 5.66% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DR
2 years 5.82% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DS
2 years 5.82% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DT
5 years 5.32% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DU
5 years 5.32% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £2495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DV
5 years 5.36% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DW
5 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DX
5 years 5.44% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DY

Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • loan sizes up to £750,000
  • a minimum 100% rental income cover
  • 5+ year products stress rate: The higher of 4.5% or product pay rate +1%
Find out more about Buy to Let

Your browser is not supported. For the best experience, we recommend using the latest version of Chrome, Microsoft Edge, Firefox or Safari at 100% zoom level. You won’t be able to access our application system using Internet Explorer, please use one of the browsers suggested above.

Close