New Business Products
Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.
We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.
The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 15 February 2021.
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
Standard Variable rate | 4.09% Variable | which is our Standard Variable Rate for the entire mortgage term |
4.2% APRC | £0 | Repayment Methods: Capital Repayment |
No Early Redemption Charges. | MTX |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 3.02% Fixed | until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
4% APRC | £0 | Standard Valuation Fee Paid by Lender,Repayment Methods: Capital Repayment |
3% until 30/04/2022, then 2% until 30/04/2023 | NWJ |
5 yrs | 3.02% Fixed | until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.7% APRC | £0 | Standard Valuation Fee Paid by Lender,Repayment Methods: Capital Repayment |
4% until 30/04/2023, then 3% until 30/04/2025, then 2% until 30/04/2026 | NWK |
5 yrs | 2.84% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.7% APRC | £995 | £250 Cashback paid to solicitor with advance,Standard Valuation Fee Paid by Lender,Minimum Loan £50,000,Repayment Methods: Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXY |
2 yrs | 2.62% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £995 | £250 Cashback paid to solicitor with advance,Standard Valuation Fee Paid by Lender,Minimum Loan £50,000,Repayment Methods: Capital Repayment |
3% until 31/05/2022, then 2% until 31/05/2023 | NXX |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.2% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £995 | Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV) |
3% until 31/05/2022, then 2% until 31/05/2023 | NWX |
5 yrs | 2.47% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £995 | Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV) |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NWY |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.2% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £995 | Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV) |
3% until 31/05/2022, then 2% until 31/05/2023 | NWZ |
5 yrs | 2.47% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £995 | Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV) |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXA |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 3.19% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.8% APRC | £995 | Repayment Methods: Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXD |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 2.29% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £995 | Repayment Methods: Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXF |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 3.19% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £995 | Repayment Methods: Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXG |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 2.05% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.5% APRC | £995 | Repayment Methods: Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXE |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 1.81% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.7% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
3% until 31/05/2022, then 2% until 31/05/2023 | NXH |
5 yrs | 2.06% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.2% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXJ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 1.81% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.7% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
3% until 31/05/2022, then 2% until 31/05/2023 | NXM |
5 yrs | 2.06% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.2% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXN |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.12% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.8% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
3% until 31/05/2022, then 2% until 31/05/2023 | NXK |
5 yrs | 2.28% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.4% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXL |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.12% Fixed | until 31/05/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.7% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
3% until 31/05/2022, then 2% until 31/05/2023 | NXP |
5 yrs | 2.28% Fixed | until 31/05/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.3% APRC | £995 | Standard Valuation Fee Paid by Lender,Standard legal fees paid by Lender (for remortgages only),Repayment Methods: Interest Only, Part & Part, Capital Repayment |
4% until 31/05/2023, then 3% until 31/05/2025, then 2% until 31/05/2026 | NXQ |
Boost your client’s borrowing power with a minimum 100% rental income cover, 4.5% stress rate for 5 year+ products and loan sizes up to £750,000.
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