Covid-19 update - This weekend, the Financial Conduct Authority announced they’re going to issue guidance to lenders regarding further support to customers affected by COVID-19. Until we receive guidance, your customers can still apply for a payment break or payment break extension. They can only have one extension per mortgage account. We’ll update our support pages when we have further details. More information

Product transfer products

Product transfer

Take advantage of quick offers, an online application process and early booking. 

How it works

If your customer is looking to transfer their mortgage, you'll find all our product transfer products below. 

You can transfer their mortgage if you or your firm introduced your customer's current mortgage after June 2014. Simply select a product and apply online.

If you did not initially introduce your customer's mortgage or the mortgage started before June 2014, call our intermediary enquiry line on 0345 266 8928*. 

Use our new business products for new customer cases.

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Showing 58 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 18/11/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.87% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £995

None

3% until 31/12/2021 then 2% until 31/12/2022 X5Z
2 Yrs 3.11% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6A
5 Yrs 3.07% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.8% APRC £995

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6B
5 Yrs 3.23% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6C
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.87% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £995

None

3% until 31/12/2021 then 2% until 31/12/2022 X6D
2 Yrs 3.11% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6E
5 Yrs 3.07% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.8% APRC £995

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6F
5 Yrs 3.23% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6G
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.37% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £995

None

3% until 31/12/2021 then 2% until 31/12/2022 X6H
2 Yrs 3.62% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6J
5 Yrs 3.43% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £995

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6K
5 Yrs 3.68% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6L
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.72% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6M
5 Yrs 3.80% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 SM7
All LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 SM8
5 Yrs 3.99% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 SM9
All LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term.

4.2% APRC £0

None

None 5N3
75% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.91% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.9% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 TF2
5 Yrs 3.03% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.6% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 TF3
85% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.62% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 TH2
5 Yrs 3.68% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 TH3
90% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.64% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 TH4
5 Yrs 3.85% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 TH5
All LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 TH6
5 Yrs 3.99% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 TH7
All LTV | First Start Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term.

4.2% APRC £0

None

None 5M9
75% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.91% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.9% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 TH8
5 Yrs 3.03% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.7% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 TH9
85% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.62% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 TU8
5 Yrs 3.68% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 TU9
90% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.64% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 UB2
5 Yrs 3.85% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 UB3
All LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 UB4
5 Yrs 3.99% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 UB6
All LTV | Help to Buy Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term.

4.2% APRC £0

None

None U2P
75% LTV | Help to Buy Equity Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.91% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.9% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 UB7
5 Yrs 3.03% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.7% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 UB8
85% LTV | Help to Buy Equity Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.62% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/03/2022 then 2% until 31/03/2023 UB9
5 Yrs 3.68% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 UC2
75% LTV | Self Certification Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.41% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6W
5 Yrs 3.53% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.8% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6X
85% LTV | Self Certification Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.82% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 SP6
5 Yrs 3.88% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 SP7
90% LTV | Self Certification Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 SP8
5 Yrs 3.95% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 SP9
All LTV | Self Certification Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.99% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 SQ2
All LTV | Self Certification Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term.

4.2% APRC £0

None

None 5M8
60% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.97% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £995

None

3% until 31/12/2021 then 2% until 31/12/2022 X6N
2 Yrs 3.21% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6P
5 Yrs 3.17% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.8% APRC £995

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6Q
5 Yrs 3.33% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.8% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6R
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.15% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.1% APRC £995

None

3% until 31/12/2021 then 2% until 31/12/2022 X6S
2 Yrs 3.38% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 X6T
5 Yrs 3.40% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.0% APRC £995

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6U
5 Yrs 3.58% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

3.9% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 X6V
All LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 M2R
5 Yrs 3.99% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

4.2% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 SP3
All LTV | Buy to Let Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term.

4.2% APRC £0

None

None 5N2

60% LTV | Residential Fixed Rates Print products

Term2
Rate2.87% Fixed
CodeX5Z
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate3.11% Fixed
CodeX6A
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.07% Fixed
CodeX6B
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025
Term5
Rate3.23% Fixed
CodeX6C
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate2.87% Fixed
CodeX6D
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate3.11% Fixed
CodeX6E
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.07% Fixed
CodeX6F
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025
Term5
Rate3.23% Fixed
CodeX6G
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

85% LTV | Residential Fixed Rates Print products

Term2
Rate3.37% Fixed
CodeX6H
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate3.62% Fixed
CodeX6J
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.43% Fixed
CodeX6K
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025
Term5
Rate3.68% Fixed
CodeX6L
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Fixed Rates Print products

Term2
Rate3.72% Fixed
CodeX6M
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.80% Fixed
CodeSM7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

All LTV | Residential Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeSM8
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.99% Fixed
CodeSM9
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

All LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
Code5N3
Description

which is our Standard Variable Rate for the entire mortgage term.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

75% LTV | First Start Fixed Rates Print products

Term2
Rate2.91% Fixed
CodeTF2
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.03% Fixed
CodeTF3
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | First Start Fixed Rates Print products

Term2
Rate3.62% Fixed
CodeTH2
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.68% Fixed
CodeTH3
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | First Start Fixed Rates Print products

Term2
Rate3.64% Fixed
CodeTH4
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.85% Fixed
CodeTH5
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | First Start Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeTH6
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.99% Fixed
CodeTH7
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | First Start Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
Code5M9
Description

which is our Standard Variable Rate for the entire mortgage term.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.91% Fixed
CodeTH8
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.03% Fixed
CodeTH9
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.62% Fixed
CodeTU8
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.68% Fixed
CodeTU9
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.64% Fixed
CodeUB2
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.85% Fixed
CodeUB3
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeUB4
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.99% Fixed
CodeUB6
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | Help to Buy Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeU2P
Description

which is our Standard Variable Rate for the entire mortgage term.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Help to Buy Equity Fixed Rates Print products

Term2
Rate2.91% Fixed
CodeUB7
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.03% Fixed
CodeUB8
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Help to Buy Equity Fixed Rates Print products

Term2
Rate3.62% Fixed
CodeUB9
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.68% Fixed
CodeUC2
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

75% LTV | Self Certification Fixed Rates Print products

Term2
Rate3.41% Fixed
CodeX6W
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.53% Fixed
CodeX6X
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

85% LTV | Self Certification Fixed Rates Print products

Term2
Rate3.82% Fixed
CodeSP6
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.88% Fixed
CodeSP7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Self Certification Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeSP8
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.95% Fixed
CodeSP9
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

All LTV | Self Certification Fixed Rates Print products

Term2
Rate3.99% Fixed
CodeSQ2
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022

All LTV | Self Certification Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
Code5M8
Description

which is our Standard Variable Rate for the entire mortgage term.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates Print products

Term2
Rate2.97% Fixed
CodeX6N
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate3.21% Fixed
CodeX6P
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.17% Fixed
CodeX6Q
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025
Term5
Rate3.33% Fixed
CodeX6R
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Fixed Rates Print products

Term2
Rate3.15% Fixed
CodeX6S
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.1% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term2
Rate3.38% Fixed
CodeX6T
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.40% Fixed
CodeX6U
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025
Term5
Rate3.58% Fixed
CodeX6V
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

All LTV | Buy to Let Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeM2R
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.99% Fixed
CodeSP3
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

All LTV | Buy to Let Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
Code5N2
Description

which is our Standard Variable Rate for the entire mortgage term.

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

Product transfer

Take advantage of quick offers, an online application process and early booking. 

How it works

Planned maintenance

Close

On Sunday 29th November, due to planned maintenance, our online application system will be unavailable between 8am to 12pm. There may also be intermittent periods of downtime throughout the day. We apologise for any inconvenience caused.