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Further advance products

Further advance

Is your customer looking to borrow more?

How it works

These products are available to existing customers only. A further advance can be taken if your customer has a standard residential or Buy to Let mortgage with us. If you didn't introduce your customer's current mortgage, or the mortgage started before June 2014, please call our enquiry line on 0345 266 8928* before giving advice.

Other restrictions apply, please read in conjunction with our further advance process and residential or Buy to Let lending criteria.

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Showing 10 Products

The Bank of Ireland Standard Variable Rate is currently 4.24%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 03/04/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.92% Fixed

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

4.0% APRC £0 3% until 31/01/2021 then 2% until 31/01/2022 KP4
5 Yrs 2.04% Fixed

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

3.4% APRC £0 4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025 KP5
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.95% Fixed

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

4.0% APRC £0 3% until 31/01/2021 then 2% until 31/01/2022 KP6
5 Yrs 2.08% Fixed

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

3.5% APRC £0 4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025 KP7
85% LTV | Residential Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Variable 4.24% Variable

which is our Standard Variable Rate for the entire mortgage term

4.3% APRC £0 None NU6
60% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.25% Fixed

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

4.0% APRC £0 3% until 31/01/2021 then 2% until 31/01/2022 KQ4
5 Yrs 2.34% Fixed

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

3.4% APRC £0 4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025 KQ5
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.49% Fixed

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

4.1% APRC £0 3% until 31/01/2021 then 2% until 31/01/2022 KQ6
5 Yrs 2.78% Fixed

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

3.7% APRC £0 4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025 KQ7
75% LTV | Buy to Let Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Variable 4.24% Variable

which is our Standard Variable Rate for the entire mortgage term

4.3% APRC £0 None 6H8

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.92% Fixed
CodeKP4
Description

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/01/2021 then 2% until 31/01/2022
Term5
Rate2.04% Fixed
CodeKP5
Description

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.95% Fixed
CodeKP6
Description

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/01/2021 then 2% until 31/01/2022
Term5
Rate2.08% Fixed
CodeKP7
Description

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025

85% LTV | Residential Variable Rate Print products

TermVariable
Rate4.24% Variable
CodeNU6
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates Print products

Term2
Rate2.25% Fixed
CodeKQ4
Description

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/01/2021 then 2% until 31/01/2022
Term5
Rate2.34% Fixed
CodeKQ5
Description

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025

75% LTV | Buy to Let Fixed Rates Print products

Term2
Rate2.49% Fixed
CodeKQ6
Description

until 31/01/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/01/2021 then 2% until 31/01/2022
Term5
Rate2.78% Fixed
CodeKQ7
Description

until 31/01/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/01/2022 then 3% until 31/01/2024 then 2% until 31/01/2025

75% LTV | Buy to Let Variable Rate Print products

TermVariable
Rate4.24% Variable
Code6H8
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

Further advance

Is your customer looking to borrow more?

How it works

Change to your customers’ mortgage payment

Close

Following the Bank of England Base Rate (BBR) change announced on 11th March, if your customers have a mortgage with us that’s on our Standard Variable Rate or is linked to the BBR, their monthly payment will change from 1st of April 2020. They should have received a letter from us by now telling them how much their new monthly payment will be. We’ll write to them by 9th April if the BBR cut announced on 18th March also affects them.