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Further advance products

Further advance

Is your customer looking to borrow more?

How it works

These products are available to existing customers only. A further advance can be taken if your customer has a standard residential or Buy to Let mortgage with us. If you didn't introduce your customer's current mortgage, or the mortgage started before June 2014, please call our enquiry line on 0345 266 8928* before giving advice.

Other restrictions apply, please read in conjunction with our further advance process and residential or Buy to Let lending criteria.

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Showing 15 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 22/07/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.82% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 QX6
5 Yrs 1.94% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 QX7
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.95% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 RP3
5 Yrs 2.01% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RP7
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.99% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 RQ2
5 Yrs 3.20% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RQ3
90% LTV | Residential Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0 None 6G9
90% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.99% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 RQ8
5 Yrs 3.20% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RQ9
90% LTV | First Start Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0 None 6H3
60% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.15% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 RQ4
5 Yrs 2.25% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RQ5
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.39% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0 3% until 31/12/2021 then 2% until 31/12/2022 RQ6
5 Yrs 2.68% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £0 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RQ7
75% LTV | Buy to Let Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0 None 6H8

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.82% Fixed
CodeQX6
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate1.94% Fixed
CodeQX7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.95% Fixed
CodeRP3
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.01% Fixed
CodeRP7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Fixed Rates Print products

Term2
Rate2.99% Fixed
CodeRQ2
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.20% Fixed
CodeRQ3
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Variable Rate Print products

TermVariable
Rate4.09% Variable
Code6G9
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

90% LTV | First Start Fixed Rates Print products

Term2
Rate2.99% Fixed
CodeRQ8
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.20% Fixed
CodeRQ9
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | First Start Standard Variable Rate Print products

TermVariable
Rate4.09% Variable
Code6H3
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates Print products

Term2
Rate2.15% Fixed
CodeRQ4
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.25% Fixed
CodeRQ5
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Fixed Rates Print products

Term2
Rate2.39% Fixed
CodeRQ6
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.68% Fixed
CodeRQ7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Variable Rate Print products

TermVariable
Rate4.09% Variable
Code6H8
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

Further advance

Is your customer looking to borrow more?

How it works

Changes to our criteria

Close

We’ve made some temporary changes to our criteria, so we can continue to lend responsibly. Please see our Covid-19 page for more details.