Covid-19 update - We’re closely monitoring developments and making changes as appropriate to help you, our customers and our colleagues. More information

Products

Find the right products to suit your customers’ needs. 

Use our existing customer products if your customer is transferring their mortgage. 

Register

Register now to submit business.
It's quick and simple.

Register now

We offer a range of residential and Buy to Let mortgages, giving your customers greater choice. Use the filters below to find the right product for your customer.

Filter Products

Showing 15 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 20/10/2020

70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.00% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2021, then 2% until 30/11/2022 NQJ
5 Yrs 2.27% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £995

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NQK
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.00% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2021, then 2% until 30/11/2022 NQL
5 Yrs 2.27% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £995

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NQM
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.23% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £995

Repayment Methods:

Capital Repayment

3% until 30/11/2021, then 2% until 30/11/2022 NQN
5 Yrs 3.29% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995

Repayment Methods:

Capital Repayment

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NQP
85% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

No Additional Features

Repayment Methods:

Capital Repayment

None MTX
60% LTV | Help to Buy: Equity Loan Fixed Rate | For Purchases Only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 Yrs 1.85% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term.This is currently 4.09% variable

3.4% APRC £995

Repayment Methods:

Capital Repayment

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NQQ
75% LTV | Help to Buy: Equity Loan Fixed Rates | For Purchases Only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 Yrs 2.09% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term.This is currently 4.09% variable

3.5% APRC £995

Repayment Methods:

Capital Repayment

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NQR
85% LTV | Help to Buy: Equity Loan Fixed Rates | For Purchases Only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 Yrs 3.34% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995

Repayment Methods:

Capital Repayment

 

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NQS
85% LTV | First Start Fixed Rates | For Purchases Only Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 Yrs 3.39% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995

Repayment Methods:

Capital Repayment

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NQT
60% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.62% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £995

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2021, then 2% until 30/11/2022 NPP
5 Yrs 1.95% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £995

 

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NPQ
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.87% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995

 

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

3% until 30/11/2021, then 2% until 30/11/2022 NPU
5 Yrs 2.16% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £995

 

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025 NPV

70% LTV | Residential Fixed Rates Print products

Term2
Rate2.00% Fixed
CodeNQJ
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021, then 2% until 30/11/2022
Term5
Rate2.27% Fixed
CodeNQK
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate2.00% Fixed
CodeNQL
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021, then 2% until 30/11/2022
Term5
Rate2.27% Fixed
CodeNQM
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

85% LTV | Residential Fixed Rates Print products

Term2
Rate3.23% Fixed
CodeNQN
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021, then 2% until 30/11/2022
Term5
Rate3.29% Fixed
CodeNQP
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

85% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeMTX
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

No Additional Features

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Help to Buy: Equity Loan Fixed Rate | For Purchases Only Print products

Term5
Rate1.85% Fixed
CodeNQQ
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term.This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

75% LTV | Help to Buy: Equity Loan Fixed Rates | For Purchases Only Print products

Term5
Rate2.09% Fixed
CodeNQR
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term.This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

85% LTV | Help to Buy: Equity Loan Fixed Rates | For Purchases Only Print products

Term5
Rate3.34% Fixed
CodeNQS
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

 

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

85% LTV | First Start Fixed Rates | For Purchases Only Print products

Term5
Rate3.39% Fixed
CodeNQT
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

Repayment Methods:

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

60% LTV | Buy to Let Fixed Rates Print products

Term2
Rate1.62% Fixed
CodeNPP
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£995
Features

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021, then 2% until 30/11/2022
Term5
Rate1.95% Fixed
CodeNPQ
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£995
Features

 

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

75% LTV | Buy to Let Fixed Rates Print products

Term2
Rate1.87% Fixed
CodeNPU
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

 

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021, then 2% until 30/11/2022
Term5
Rate2.16% Fixed
CodeNPV
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£995
Features

 

Repayment Methods:

Interest Only

Part & Part

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022, then 3% until 30/11/2024, then 2% until 30/11/2025

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

Register

Register now to submit business.
It's quick and simple.

Register now

Our award winning system

Our online mortgage application system is simple to use and easy to understand.

Register
Document upload
Securely upload multiple documents per application
Case messaging
2-way communication with your underwriter
Case tracking
Follow the progress of your customer's application

Planned maintenance

Close

On Saturday 31st October, due to planned maintenance, our online application system will be unavailable between 6am and 8am.