New Business Products
Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.
We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.
The Bank of Ireland Standard Variable Rate is currently 4.99%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 24/05/2022.
Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.99% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GE |
5 yrs | 2.99% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £495 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GF |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.99% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GG |
2 yrs | 2.99% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 | Repayment Methods: Capital Repayment | 3% until 30/06/2023, then 2% until 30/06/2024 | 4GH |
5 yrs | 2.99% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £495 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GJ |
5 yrs | 2.99% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £0 | Repayment Methods: Capital Repayment | 4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GK |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.99% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GL |
2 yrs | 3.14% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GM |
2 yrs | 3.19% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GN |
2 yrs | 3.27% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4JH |
5 yrs | 2.99% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £495 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GP |
5 yrs | 3.14% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.2% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GQ |
5 yrs | 3.19% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GR |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 3.05% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GS |
2 yrs | 3.29% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4JK |
5 yrs | 3.14% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GU |
5 yrs | 3.17% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4JL |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 3.42% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4GW |
5 yrs | 3.42% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.5% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GX |
5 yrs | 3.52% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.5% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GY |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 2.96% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4GZ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 3.06% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.4% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HA |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 3.17% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.5% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HB |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
5 yrs | 3.15% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.3% APRC | £495 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HC |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 3.28% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HD |
5 yrs | 3.26% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.3% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HE |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 3.62% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HF |
5 yrs | 3.67% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.5% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HG |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.72% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £995 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HH |
2 yrs | 3.02% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HJ |
2 yrs | 3.09% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HK |
5 yrs | 2.93% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.3% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HL |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.82% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £995 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HP |
2 yrs | 2.84% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £1495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HQ |
5 yrs | 2.98% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.2% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HR |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.86% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HT |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.82% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.8% APRC | £995 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HV |
2 yrs | 3.12% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HW |
2 yrs | 3.19% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £0 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4HX |
5 yrs | 2.98% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.3% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HY |
5 yrs | 3.15% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.3% APRC | £0 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4HZ |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.75% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £995 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4JB |
Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
---|---|---|---|---|---|---|---|
2 yrs | 2.92% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £995 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4JD |
2 yrs | 2.94% Fixed | until 30/06/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.7% APRC | £1495 |
|
3% until 30/06/2023, then 2% until 30/06/2024 | 4JE |
5 yrs | 3.03% Fixed | until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable | 4.2% APRC | £995 |
|
4% until 30/06/2024, then 3% until 30/06/2026, then 2% until 30/06/2027 | 4JF |
Boost your client’s borrowing power with:
- a minimum 100% rental income cover
- 4.5% stress rate for 5 year+ products
- loan sizes up to £750,000