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New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 28th July 2021.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

 

New Business Products
70% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.74% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/10/2022, then 2% until 31/10/2023 2KC
5 yrs 2.21% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KD
75% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.74% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
3% until 31/10/2022, then 2% until 31/10/2023 2KE
5 yrs 2.21% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KF
85% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.89% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
3% until 31/10/2022, then 2% until 31/10/2023 2KG
2 yrs 2.19% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
3% until 31/10/2022, then 2% until 31/10/2023 2KH
5 yrs 2.27% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.5% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KJ
5 yrs 2.49% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KK
90% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.56% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
3% until 31/10/2022, then 2% until 31/10/2023 2KL
2 yrs 2.64% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.9% APRC £0
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
3% until 31/10/2022, then 2% until 31/10/2023 2KM
5 yrs 3.03% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KN
5 yrs 3.06% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £0
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KP
95% LTV | Residential Fixed Rates | For Purchases Only Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.37% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 4.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
3% until 31/10/2022, then 2% until 31/10/2023 2KQ
2 yrs 3.53% Fixed until 31/10/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 4.1% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
3% until 31/10/2022, then 2% until 31/10/2023 2KR
3 yrs 3.47% Fixed until 31/10/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 4.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
3% until 31/10/2023, then 2% until 31/10/2024 2KS
5 yrs 3.57% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 4.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KT
5 yrs 3.62% Fixed until 31/10/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 4.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Repayment Methods: Capital Repayment
4% until 31/10/2023, then 3% until 31/10/2025, then 2% until 31/10/2026 2KU
85% LTV | Residential Variable Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.09% Variable which is our Standard Variable Rate for the entire mortgage term 4.2% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX
Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • a minimum 100% rental income cover
  • 4.5% stress rate for 5 year+ products
  • loan sizes up to £750,000
Find out more

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