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New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 4.99%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 24/06/2022.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

 

New Business Products
70% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 yrs 3.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4SZ
75% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.44% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.8% APRC £495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TA
5 yrs 3.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TB
5 yrs 3.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0 Repayment Methods: Capital Repayment 4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TC
85% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.44% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.8% APRC £495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TD
2 yrs 3.64% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TE
2 yrs 3.87% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £75,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TF
5 yrs 3.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TG
5 yrs 3.44% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TH
5 yrs 3.49% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TJ
5 yrs 3.55% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £75,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TK
90% LTV | Residential Fixed Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.60% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TL
2 yrs 3.75% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TM
2 yrs 3.94% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £75,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TN
5 yrs 3.49% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TP
5 yrs 3.54% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TQ
5 yrs 3.62% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.6% APRC £0
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £75,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TR
95% LTV | Residential Fixed Rates | For Purchases Only Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 3.97% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TS
2 yrs 4.14% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TT
2 yrs 4.34% Fixed until 30/09/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 5.0% APRC £0
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £75,000
  • Repayment Methods: Capital Repayment
3% until 30/09/2023, then 2% until 30/09/2024 4TU
5 yrs 3.67% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TV
5 yrs 3.75% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TW
5 yrs 3.84% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.99% variable 4.6% APRC £0
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £75,000
  • Repayment Methods: Capital Repayment
4% until 30/09/2024, then 3% until 30/09/2026, then 2% until 30/09/2027 4TY
85% LTV | Residential Variable Rates Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 4.99% Variable which is our Standard Variable Rate for the entire mortgage term 5.1% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX
Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • a minimum 100% rental income cover
  • 4.5% stress rate for 5 year+ products
  • loan sizes up to £750,000
Find out more

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