New Business Products
Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.
We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.
The Bank of Ireland Standard Variable Rate is currently 7.84%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 05/12/2024.
Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.
| Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 5 years | 4.99% Fixed | until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £1495 |
|
4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 | AFGA |
| Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 5 years | 5.15% Fixed | until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 6.8% APRC | £0 |
|
4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 | AFGB |
| Term | Rate | Description | Overall cost of comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 5 years | 5.56% Fixed | until 28/02/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.84% variable | 7.0% APRC | £0 |
|
4% until 28/02/2027, then 3% until 28/02/2029, then 2% until 28/02/2030 | AFGC |
Buy to Let Top Slicing now available
Boost your client’s borrowing power with:
- loan sizes up to £750,000
- a minimum 100% rental income cover
- 5+ year products stress rate: The higher of 4.5% or product pay rate +1%