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New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 4.24%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 06/01/2022.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

 

New Business Products
75% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.82% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 4.0% APRC £995
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DL
2 yrs 1.92% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £495
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DM
2 yrs 2.09% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £0
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DN
5 yrs 2.08% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.5% APRC £995
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3DP
5 yrs 2.12% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.3% APRC £495
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3DQ
5 yrs 2.20% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £0
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3DR
75% LTV | Buy to Let Green Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.79% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £1495
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DS
2 yrs 1.82% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £995
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DT
5 yrs 2.07% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £1495
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3DU
5 yrs 2.08% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £995
  • Property must have either a Predicated Energy Assessment or current valid Energy Performance Certificate with a rating of A, B or C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3DV
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.86% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DW
5 yrs 2.13% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3DX
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.92% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 4.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DY
2 yrs 2.02% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3DZ
2 yrs 2.19% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3EA
5 yrs 2.13% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3EB
5 yrs 2.17% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3EC
5 yrs 2.25% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3ED
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.80% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3EE
5 yrs 2.10% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3EF
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.89% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3EG
2 yrs 1.92% Fixed until 29/02/2024 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 28/02/2023, then 2% until 29/02/2024 3EH
5 yrs 2.12% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3EJ
5 yrs 2.13% Fixed until 28/02/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.24% variable 3.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 29/02/2024, then 3% until 28/02/2026, then 2% until 28/02/2027 3EK
Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • a minimum 100% rental income cover
  • 4.5% stress rate for 5 year+ products
  • loan sizes up to £750,000
Find out more

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