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New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 28th July 2021.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

 

New Business Products
60% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.71% Fixed until 30/09/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.7% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 30/09/2022, then 2% until 30/09/2023 2GF
5 yrs 2.11% Fixed until 30/09/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.3% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 30/09/2023, then 3% until 30/09/2025, then 2% until 30/09/2026 2GG
75% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.86% Fixed until 30/09/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.9% APRC £1495
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 30/09/2022, then 2% until 30/09/2023 2GH
2 yrs 2.02% Fixed until 30/09/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 30/09/2022, then 2% until 30/09/2023 2GK
5 yrs 2.29% Fixed until 30/09/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.6% APRC £1495
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 30/09/2023, then 3% until 30/09/2025, then 2% until 30/09/2026 2GJ
5 yrs 2.33% Fixed until 30/09/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.4% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 30/09/2023, then 3% until 30/09/2025, then 2% until 30/09/2026 2GL
60% LTV | Buy to Let Green Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.71% Fixed until 30/09/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.7% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 30/09/2022, then 2% until 30/09/2023 2GM
5 yrs 2.11% Fixed until 30/09/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.3% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 30/09/2023, then 3% until 30/09/2025, then 2% until 30/09/2026 2GN
75% LTV | Buy to Let Green Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.86% Fixed until 30/09/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £1495
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 30/09/2022, then 2% until 30/09/2023 2GP
2 yrs 2.02% Fixed until 30/09/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 30/09/2022, then 2% until 30/09/2023 2GR
5 yrs 2.29% Fixed until 30/09/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.4% APRC £1495
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 30/09/2023, then 3% until 30/09/2025, then 2% until 30/09/2026 2GQ
5 yrs 2.33% Fixed until 30/09/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.4% APRC £995
  • Available to properties which have a current valid Energy Performance Certificate with a rating of A, B or C only
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 30/09/2023, then 3% until 30/09/2025, then 2% until 30/09/2026 2GS
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.81% Fixed until 31/08/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/08/2022, then 2% until 31/08/2023 Z7N
5 yrs 2.16% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/08/2023, then 3% until 31/08/2025, then 2% until 31/08/2026 Z7P
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.12% Fixed

until 31/08/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/08/2022, then 2% until 31/08/2023 Z7Q
5 yrs 2.38% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/08/2023, then 3% until 31/08/2025, then 2% until 31/08/2026 Z7R
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 1.81% Fixed until 31/08/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/08/2022, then 2% until 31/08/2023 Z7S
5 yrs 2.16% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/08/2023, then 3% until 31/08/2025, then 2% until 31/08/2026 Z7T
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 yrs 2.12% Fixed until 31/08/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
3% until 31/08/2022, then 2% until 31/08/2023 Z7U
5 yrs 2.38% Fixed until 31/08/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable 3.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
4% until 31/08/2023, then 3% until 31/08/2025, then 2% until 31/08/2026 Z7V
Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • a minimum 100% rental income cover
  • 4.5% stress rate for 5 year+ products
  • loan sizes up to £750,000
Find out more

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