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Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

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We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.64%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 18/03/2025.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

New Business Products

75% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGUR
2 years 4.65% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.3% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGUS
5 years 4.75% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.4% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGUT
5 years 4.80% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.6% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGUU

75% LTV | Buy to Let Green Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.70% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGUV
2 years 4.75% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGUW
5 years 4.75% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.5% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGUX
5 years 4.80% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.5% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGUY

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.3% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGUZ
2 years 4.75% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVA

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.65% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVB
2 years 4.65% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.3% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVC
2 years 4.80% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVD
5 years 4.80% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.5% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGVE
5 years 4.85% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGVG
5 years 4.90% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGVH

60% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.57% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVJ
2 years 4.67% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVK

75% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.3% APRC £1995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVL
2 years 4.75% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVN
2 years 4.85% Fixed

until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 7.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2026, then 2% until 30/06/2027 AGVP
5 years 4.75% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.6% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGVQ
5 years 4.80% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.5% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGVR
5 years 4.85% Fixed

until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable

 6.5% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030 AGVS

Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • loan sizes up to £750,000
  • a minimum 100% rental income cover
  • 5+ year products stress rate: The higher of 4.5% or product pay rate +1%
Find out more about Buy to Let
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