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We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 8.04%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 29/11/2023.

Is the product you’re looking for not showing? It might be withdrawing soon. If it is you'll be able to find it on our Withdrawing products page.

New Business Products

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.34% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9CW
2 years 5.44% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9CX
2 years 5.59% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9CY
5 years 5.25% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9CZ

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.49% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.9% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DA
2 years 5.75% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DB
2 years 5.75% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DC
2 years 6.19% Fixed

until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.9% APRC £0

Repayment Methods: Interest Only, Part & Part, Capital Repayment

 3% until 31/01/2025, then 2% until 31/01/2026 9DD
5 years 5.29% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DE
5 years 5.29% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.2% APRC £2495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DF
5 years 5.33% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DG
5 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DH
5 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DJ
5 years 5.59% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.1% APRC £0 Repayment Methods: Interest Only, Part & Part, Capital Repayment 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DK

60% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.40% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DL
2 years 5.49% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DM
2 years 5.66% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DN
5 years 5.25% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DP

75% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 5.55% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DQ
2 years 5.66% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DR
2 years 5.82% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DS
2 years 5.82% Fixed until 31/01/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.8% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/01/2025, then 2% until 31/01/2026 9DT
5 years 5.32% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DU
5 years 5.32% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £2495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DV
5 years 5.36% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DW
5 years 5.40% Fixed until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable 7.0% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DX
5 years 5.44% Fixed

until 31/01/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 8.04% variable

 7.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/01/2026, then 3% until 31/01/2028, then 2% until 31/01/2029 9DY

Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • loan sizes up to £750,000
  • a minimum 100% rental income cover
  • 5+ year products stress rate: The higher of 4.5% or product pay rate +1%
Find out more about Buy to Let

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