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Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.19%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 02/09/2025.

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Residential products

75% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.09% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJFB
2 years 4.24% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJFC
2 years 4.34% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBY
3 years 4.24% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJFD
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJFE
3 years 4.33% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJFG

80% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.25% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJCC
2 years 4.40% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJCD
3 years 4.37% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCE
3 years 4.49% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCG

80% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.14% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUA
2 years 4.19% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUB
2 years 4.25% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUC
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNH
2 years 4.50% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNJ
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCH
3 years 4.39% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCJ
3 years 4.49% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCK
5 years 4.39% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFH
5 years 4.44% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFJ

85% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.16% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUD
2 years 4.21% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUE
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNN
2 years 4.54% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNP
3 years 4.24% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCP
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCQ
3 years 4.44% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCR
3 years 4.54% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCS
5 years 4.60% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFK
5 years 4.60% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFN

85% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.29% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKJ
2 years 4.34% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKK
2 years 4.40% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKN
2 years 4.52% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKP
3 years 4.25% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCX
3 years 4.33% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCY
3 years 4.44% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCZ
3 years 4.54% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJDA
5 years 4.35% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFP
5 years 4.39% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFQ
5 years 4.44% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFR
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFS
7 years 4.59% Fixed until 30/09/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.1% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2029, then 3% until 30/09/2031, then 2% until 30/09/2032 AHPH

89% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.39% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKQ
2 years 4.47% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKR

90% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.54% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKS
2 years 4.69% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKT
3 years 4.55% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAA
3 years 4.66% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAB
5 years 4.54% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFT
5 years 4.60% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFU
7 years 4.70% Fixed until 30/09/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2029, then 3% until 30/09/2031, then 2% until 30/09/2032 AHPU

90% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.84% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFV
5 years 4.84% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJFW

95% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.94% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKU
2 years 5.09% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 7.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKV
3 years 4.97% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJKW
3 years 5.07% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJKX
5 years 5.02% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJKY
5 years 5.09% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJKZ
5 years 5.30% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLA
5 years 5.30% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLB

85% LTV | Residential Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.4% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.55% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJGD

90% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.74% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJGE

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.22% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLC

60% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.37% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDT
2 years 4.47% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDU
2 years 4.47% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDV
3 years 4.51% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHQR
5 years 4.53% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQS
5 years 4.60% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQT

70% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.41% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJDW
2 years 4.51% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJDX
2 years 4.51% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJDY
5 years 4.57% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQY
5 years 4.65% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQZ

75% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.44% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJDZ
2 years 4.57% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJEA
2 years 4.57% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJEB
3 years 4.60% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/09/2027, then 2% until 30/09/2028 AHRD
5 years 4.64% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRE
5 years 4.70% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRG

80% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.48% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEC
2 years 4.60% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJED
2 years 4.60% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEE
3 years 4.61% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHRL
5 years 4.68% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRN
5 years 4.76% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRP

85% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.42% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEG
2 years 4.50% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEH
2 years 4.62% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEJ
2 years 4.62% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEK
3 years 4.67% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHRT
5 years 4.70% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRU
5 years 4.78% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRV
5 years 4.78% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHRW

90% LTV | Bespoke Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.61% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEL
2 years 4.69% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEN
2 years 4.79% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEP
2 years 4.92% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEQ
3 years 4.79% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHSA
3 years 4.89% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHSB
3 years 4.94% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHSC
5 years 4.88% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSD
5 years 4.95% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSE
5 years 4.99% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSG

90% LTV | Bespoke Green New Build Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.79% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJER
5 years 4.95% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSJ

75% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.45% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJES
2 years 4.55% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/11/2026, then 2% until 30/11/2027 AJET
5 years 4.66% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSN
5 years 4.73% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSP

80% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.50% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEU
2 years 4.60% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEV
5 years 4.71% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSS
5 years 4.77% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHST

85% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.52% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEW
2 years 4.62% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEX
5 years 4.73% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSW
5 years 4.78% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHSX

90% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.80% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEY
2 years 4.94% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJEZ
2 years 5.06% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJFA
5 years 4.89% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHTB
5 years 4.98% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHTC
5 years 5.04% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHTD

75% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZW
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