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New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

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We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.44%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 04/07/2025.

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New Business Products

75% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.99% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBW
2 years 4.14% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBX
2 years 4.34% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBY
3 years 4.14% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJBZ
3 years 4.19% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCA
3 years 4.24% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCB

80% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.25% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJCC
2 years 4.40% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJCD
3 years 4.37% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCE
3 years 4.49% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCG

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.14% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUA
2 years 4.19% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUB
2 years 4.25% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUC
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNH
2 years 4.50% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNJ
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCH
3 years 4.39% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCJ
3 years 4.49% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCK
5 years 4.28% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCL
5 years 4.35% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCN

85% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.16% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUD
2 years 4.21% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUE
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNN
2 years 4.54% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNP
3 years 4.24% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCP
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCQ
3 years 4.44% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCR
3 years 4.54% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCS
5 years 4.30% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCT
5 years 4.39% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCU
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCV
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCW

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.29% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNU
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNV
2 years 4.49% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNW
2 years 4.64% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNX
3 years 4.25% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCX
3 years 4.33% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCY
3 years 4.44% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCZ
3 years 4.54% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJDA
5 years 4.25% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDB
5 years 4.29% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDC
5 years 4.34% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDD
5 years 4.44% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDE
7 years 4.59% Fixed until 30/09/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2029, then 3% until 30/09/2031, then 2% until 30/09/2032 AHPH

89% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPJ
2 years 4.47% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPK

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.59% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPN
2 years 4.75% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPP
3 years 4.55% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAA
3 years 4.66% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAB
5 years 4.44% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDG
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDH
7 years 4.70% Fixed until 30/09/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2029, then 3% until 30/09/2031, then 2% until 30/09/2032 AHPU

90% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.74% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDJ
5 years 4.74% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDK

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.90% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDL
2 years 5.05% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.2% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDN
3 years 4.92% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAE
3 years 5.05% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAG
5 years 4.80% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDP
5 years 4.89% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDQ
5 years 5.14% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDR
5 years 5.14% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDS

85% LTV | Residential Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.44% Variable which is our Standard Variable Rate for the entire mortgage term 7.7% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.67% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQB

90% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.67% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AJAH

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.19% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQD

60% LTV | Buy to Let Energy Efficient Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.20% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHWX
2 years 4.34% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHWY
2 years 4.47% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHWZ
5 years 4.46% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXA
5 years 4.53% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXB
5 years 4.58% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXC

75% LTV | Buy to Let Energy Efficient Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.25% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXD
2 years 4.50% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXE
3 years 4.45% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHLJ
3 years 4.63% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHLK
5 years 4.52% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXG
5 years 4.62% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXH

60% LTV | Buy to Let Energy Efficient Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.29% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXJ
2 years 4.34% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXK
5 years 4.45% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £2495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXL
5 years 4.50% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXN

75% LTV | Buy to Let Energy Efficient Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.35% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXP
2 years 4.40% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXQ
5 years 4.55% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXR
5 years 4.60% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A-C
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXS

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.25% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXT
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXU
2 years 4.52% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXV
3 years 4.54% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHMA
5 years 4.51% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXW
5 years 4.58% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXX
5 years 4.63% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHXY

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.30% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHXZ
2 years 4.30% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYA
2 years 4.44% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYB
2 years 4.55% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYC
3 years 4.50% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHMK
3 years 4.59% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHMN
3 years 4.68% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHMP
5 years 4.57% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYD
5 years 4.62% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYE
5 years 4.67% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYG

60% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.34% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYH
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYJ
5 years 4.50% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYK
5 years 4.55% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYL

75% LTV | Buy to Let Fixed Rates | Top Slicing

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.34% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £1995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYN
2 years 4.40% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYP
2 years 4.54% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHYQ
5 years 4.55% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £2495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYR
5 years 4.60% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £1495
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYS
5 years 4.65% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £995
  • £250 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHYT

Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • loan sizes up to £750,000
  • a minimum 100% rental income cover
  • 5+ year products stress rate: The higher of 4.5% or product pay rate +1%
Find out more about Buy to Let
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