Skip to content

Intermediary use only

Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 6.94%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 10/03/2026.

Products being withdrawn will be labelled as 'closing soon.' 

Is the product you’re looking for not showing? It may have been withdrawn. Please get in touch.  

Residential products

60% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.02% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALKN
2 years 4.21% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALKP
3 years 4.24% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALKQ

75% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.00% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2027, then 2% until 30/06/2028 ALKR
2 years 4.05% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2027, then 2% until 30/06/2028 ALKS
2 years 4.14% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2027, then 2% until 30/06/2028 ALKT
2 years 4.24% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2027, then 2% until 30/06/2028 ALKU
3 years 4.17% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2028, then 2% until 30/06/2029 ALKV
3 years 4.22% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2028, then 2% until 30/06/2029 ALKW
3 years 4.27% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2028, then 2% until 30/06/2029 ALKX

80% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.37% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALKY

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.08% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALKZ
2 years 4.10% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLA
2 years 4.25% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLB
2 years 4.34% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLC
3 years 4.24% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLD
3 years 4.31% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLE
3 years 4.36% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLG
5 years 4.34% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBB
5 years 4.39% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBC

85% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.09% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLH
2 years 4.15% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLJ
2 years 4.26% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLK
2 years 4.39% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLL
3 years 4.21% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLN
3 years 4.25% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLP
3 years 4.32% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLQ
3 years 4.40% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £1,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLR
3 years 4.41% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLS
5 years 4.50% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBE
5 years 4.56% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBG

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.14% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLT
2 years 4.19% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLU
2 years 4.27% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLV
2 years 4.37% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALLW
3 years 4.23% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLX
3 years 4.28% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLY
3 years 4.32% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALLZ
3 years 4.38% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMA
5 years 4.30% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBH
5 years 4.31% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBJ
5 years 4.35% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBK
7 years 4.45% Fixed until 31/05/2033 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2030, then 3% until 31/05/2032, then 2% until 31/05/2033 ALBN

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.14% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALMC
2 years 4.34% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALMD
2 years 4.37% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALME
2 years 4.48% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALMG
3 years 4.24% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMH
3 years 4.38% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMJ
3 years 4.48% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMK
5 years 4.43% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBS
5 years 4.45% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBT
5 years 4.50% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBU
7 years 4.54% Fixed until 31/05/2033 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/05/2030, then 3% until 31/05/2032, then 2% until 31/05/2033 ALBV

90% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 years 4.69% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • £1,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMB
5 years 4.71% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBQ
5 years 4.71% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBR

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.75% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALML
2 years 4.90% Fixed until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2027, then 2% until 30/06/2028 ALMN
3 years 4.75% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMP
3 years 4.87% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMQ
3 years 5.05% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £1,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALMR
5 years 4.75% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBZ
5 years 4.83% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCA
5 years 5.04% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCB
5 years 5.04% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCC

85% LTV | Residential Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.2% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.35% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCD

90% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.48% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCE

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.80% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCG

75% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 years 4.29% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/05/2028, then 2% until 31/05/2029 ALCP
5 years 4.42% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCQ
5 years 4.48% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCR

80% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 years 4.32% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALCS
5 years 4.45% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCT
5 years 4.53% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCU

85% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 years 4.35% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALCV
5 years 4.47% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCW
5 years 4.55% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCX
5 years 4.55% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALCY

90% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 years 4.39% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALCZ
3 years 4.49% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALDA
3 years 4.54% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALDB
5 years 4.53% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDC
5 years 4.62% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDD
5 years 4.66% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDE

75% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.44% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDK
5 years 4.51% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDN

80% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.48% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDR
5 years 4.54% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDS

85% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.50% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDV
5 years 4.56% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALDW

90% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.55% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALEA
5 years 4.64% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALEB
5 years 4.71% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALEC

75% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.1% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,250,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZW
<p><strong>Your browser is not supported.</strong> For the best experience, we recommend using the latest version of Chrome, Microsoft Edge, Firefox or Safari at 100% zoom level. <strong>You won’t be able to access our application system using Internet Explorer,</strong> please use one of the browsers suggested above.</p>
Close
Back to top Save page as PDF Save page as PDF