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Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.19%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 17/09/2025.

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Residential products

75% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.15% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLD
2 years 4.15% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLD
2 years 4.29% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLE
2 years 4.29% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLE
2 years 4.39% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLG
3 years 4.29% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPG
3 years 4.30% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJLH
3 years 4.34% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPH

80% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.28% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPJ
2 years 4.40% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPK
3 years 4.30% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPL
3 years 4.42% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPN

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.14% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLR
2 years 4.19% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLS
2 years 4.25% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJLT
2 years 4.32% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPP
2 years 4.43% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPQ
3 years 4.29% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJLW
3 years 4.32% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPR
3 years 4.42% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPS
5 years 4.49% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLZ
5 years 4.54% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJMA

85% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.10% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPT
2 years 4.16% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPU
2 years 4.33% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPV
2 years 4.45% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPW
3 years 4.28% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJMG
3 years 4.32% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJMH
3 years 4.36% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPX
3 years 4.46% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJPY
5 years 4.69% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJML
5 years 4.69% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJMN

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.20% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJPZ
2 years 4.26% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQA
2 years 4.33% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQB
2 years 4.45% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQC
3 years 4.32% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJMP
3 years 4.35% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJMQ
3 years 4.36% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJQD
3 years 4.46% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJQE
5 years 4.45% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJMT
5 years 4.47% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJMU
5 years 4.52% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJMV
5 years 4.57% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJMW
7 years 4.60% Fixed until 31/12/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.0% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2029, then 3% until 31/12/2031, then 2% until 31/12/2032 AJMX

89% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.25% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQG
2 years 4.34% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQH

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.39% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQJ
2 years 4.54% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQK
3 years 4.50% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJQL
3 years 4.59% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJQN
5 years 4.64% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJNA
5 years 4.70% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJNB
7 years 4.75% Fixed until 31/12/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2029, then 3% until 31/12/2031, then 2% until 31/12/2032 AJNC

90% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.94% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJND
5 years 4.94% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJNE

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.94% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKU
2 years 5.09% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 7.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJKV
3 years 4.97% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJKW
3 years 5.07% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJKX
5 years 5.02% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJKY
5 years 5.09% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJKZ
5 years 5.30% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLA
5 years 5.30% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLB

85% LTV | Residential Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.4% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.65% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJNG

90% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.84% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJNH

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 5.22% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJLC

60% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.34% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQP
2 years 4.44% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQQ
2 years 4.44% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJQR
3 years 4.46% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJQS
5 years 4.50% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJQT
5 years 4.57% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJQU

70% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.38% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJQV
2 years 4.48% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJQW
2 years 4.48% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJQX
5 years 4.54% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJQY
5 years 4.62% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJQZ

75% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.41% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJRA
2 years 4.54% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJRB
2 years 4.54% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJRC
3 years 4.55% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2027, then 2% until 31/12/2028 AJRD
5 years 4.61% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRE
5 years 4.67% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRG

80% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.48% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRH
2 years 4.60% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRJ
2 years 4.60% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRK
3 years 4.58% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJRL
5 years 4.65% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRN
5 years 4.73% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRP

85% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.42% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRQ
2 years 4.50% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRR
2 years 4.62% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRS
2 years 4.62% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRT
3 years 4.64% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJRU
5 years 4.67% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRV
5 years 4.75% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRW
5 years 4.75% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJRX

90% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.56% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRY
2 years 4.64% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJRZ
2 years 4.74% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJSA
2 years 4.87% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJSB
3 years 4.72% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJSC
3 years 4.82% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJSD
3 years 4.87% Fixed until 31/12/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2027, then 2% until 31/12/2028 AJSE
5 years 4.81% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSG
5 years 4.88% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSH
5 years 4.92% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSJ

90% LTV | Bespoke Green New Build Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.74% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJSK
5 years 4.88% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSL

75% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.42% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJSN
2 years 4.52% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/12/2026, then 2% until 31/12/2027 AJSP
5 years 4.63% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSQ
5 years 4.70% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSR

80% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.50% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJSS
2 years 4.60% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJST
5 years 4.68% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSU
5 years 4.74% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSV

85% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.52% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJSW
2 years 4.62% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJSX
5 years 4.70% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSY
5 years 4.75% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJSZ

90% LTV | Bespoke Large Loans Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.67% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJTA
2 years 4.81% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJTB
2 years 4.93% Fixed until 31/12/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 31/12/2026, then 2% until 31/12/2027 AJTC
5 years 4.82% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJTD
5 years 4.91% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJTE
5 years 4.97% Fixed until 31/12/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 31/12/2027, then 3% until 31/12/2029, then 2% until 31/12/2030 AJTG

75% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZW
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