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Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.19%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 05/12/2025.

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Residential products

60% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.99% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJZS
2 years 4.18% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJZT

75% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.04% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJXY
2 years 4.09% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJZU
3 years 4.15% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJZV
3 years 4.19% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJZW
3 years 4.24% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJZX

80% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.27% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDG
3 years 4.32% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKDH

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.07% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJYD
2 years 4.10% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJYE
2 years 4.14% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDJ
2 years 4.27% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDK
3 years 4.22% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJXE
3 years 4.28% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJXG
3 years 4.32% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKDL
5 years 4.25% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJZY
5 years 4.31% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJZZ

85% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.05% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKAA
2 years 4.11% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKAB
2 years 4.17% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDN
2 years 4.30% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDP
3 years 4.14% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKAC
3 years 4.22% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKAD
3 years 4.30% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKAE
3 years 4.34% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKDQ
5 years 4.52% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKAG
5 years 4.60% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKAH

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.09% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKAJ
2 years 4.17% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKAK
2 years 4.17% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKP
2 years 4.31% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKQ
3 years 4.18% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKAL
3 years 4.25% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKAN
3 years 4.30% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKAP
3 years 4.34% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKDT
5 years 4.30% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJYQ
5 years 4.34% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJYR
5 years 4.36% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJYS
5 years 4.40% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJYT
7 years 4.44% Fixed until 28/02/2033 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.0% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 28/02/2030, then 3% until 29/02/2032, then 2% until 28/02/2033 AKAQ

90% LTV | Residential Fixed Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.19% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDU
2 years 4.44% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKR
2 years 4.46% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKS
2 years 4.59% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKT
3 years 4.29% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKDV
3 years 4.43% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKKU
3 years 4.52% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKKV
5 years 4.45% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJYU
5 years 4.46% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKCZ
5 years 4.51% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJYV
7 years 4.55% Fixed until 28/02/2033 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 28/02/2030, then 3% until 29/02/2032, then 2% until 28/02/2033 AKAT

90% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.75% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKAR
5 years 4.75% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKAS

95% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.79% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKW
2 years 4.95% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 7.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKX
3 years 4.84% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJXR
3 years 4.94% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AJXS
5 years 4.84% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKKY
5 years 4.90% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKKZ
5 years 5.12% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKAU
5 years 5.12% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKAV

85% LTV | Residential Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.4% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

85% LTV | First Start Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.50% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJXV

90% LTV | First Start Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.69% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJXW

95% LTV | First Start Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.89% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLA

60% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.24% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDW
2 years 4.34% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDX
2 years 4.34% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKDY
3 years 4.36% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKDZ
5 years 4.45% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEA
5 years 4.52% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEB

70% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.27% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKEC
2 years 4.37% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKED
2 years 4.37% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKEE
5 years 4.47% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEG
5 years 4.55% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEH

75% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.30% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKEJ
2 years 4.40% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKEK
2 years 4.40% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKEL
3 years 4.44% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 29/02/2028, then 2% until 28/02/2029 AKEN
5 years 4.54% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEP
5 years 4.60% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEQ

80% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.36% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKER
2 years 4.48% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKES
2 years 4.48% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKET
3 years 4.50% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKEU
5 years 4.58% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEV
5 years 4.66% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKEW

85% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.30% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKEX
2 years 4.38% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKEY
2 years 4.50% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKEZ
2 years 4.50% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKFA
3 years 4.52% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKFB
5 years 4.60% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKFC
5 years 4.68% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKFD
5 years 4.68% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKFE

90% LTV | Bespoke Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.61% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £2995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKJZ
2 years 4.69% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKA
2 years 4.76% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKC
2 years 4.79% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKB
3 years 4.77% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKKD
3 years 4.78% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKKG
3 years 4.87% Fixed until 28/02/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 29/02/2028, then 2% until 28/02/2029 AKKE
5 years 4.86% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £1995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKKH
5 years 4.87% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £150,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKKK
5 years 4.93% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.5% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKKJ

90% LTV | Bespoke Green New Build Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.74% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1495
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKKL
5 years 4.88% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £995
  • Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B
  • £750 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £200,000
  • Maximum Loan £750,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKKN

75% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.32% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKLB
2 years 4.42% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 28/02/2027, then 2% until 29/02/2028 AKLC
5 years 4.56% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLD
5 years 4.63% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLE

80% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.38% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKLG
2 years 4.48% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKLH
5 years 4.61% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLJ
5 years 4.67% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLK

85% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.40% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKLL
2 years 4.50% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKLN
5 years 4.63% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLP
5 years 4.69% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.3% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLQ

90% LTV | Bespoke Large Loans Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.77% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJZK
2 years 4.85% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AKLR
2 years 4.91% Fixed until 29/02/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.9% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 3% until 28/02/2027, then 2% until 29/02/2028 AJZL
5 years 4.92% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £3995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJZP
5 years 4.97% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £0
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AKLS
5 years 5.01% Fixed until 28/02/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.4% APRC £1995
  • Minimum Loan £750,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 4% until 29/02/2028, then 3% until 28/02/2030, then 2% until 28/02/2031 AJZQ

75% LTV | Bespoke Large Loans Variable Rates

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,500,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 No Early Redemption Charges. PQQ

80% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £2,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. PQR

85% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,500,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZV

90% LTV | Bespoke Large Loans Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.19% Variable which is our Standard Variable Rate for the entire mortgage term 7.3% APRC £0
  • Minimum Loan £150,000
  • Maximum Loan £1,000,000
  • Repayment Methods: Capital Repayment
 No Early Redemption Charges. ZZW
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