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- Integer placerat urna in blandit consequat risus nisi
- Elementum leo de consequat metus enim
- Nulla soleo finibus orci Interdum malesuada fames ac ante ipsum primis in faucibus
- Pellentesque habitant morbi tristique senectus et netus et malesuada
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Sub-heading (H4)
Integer placerat urna in blandit consequat risus nisi Elementum leo de consequat metus enim Nulla soleo finibus orci Interdum malesuada fames ac ante ipsum primis in faucibus Pellentesque habitant morbi tristique senectus et netus et malesuada
- Integer placerat urna in blandit consequat risus nisi
- Elementum leo de consequat metus enim
- Nulla soleo finibus orci Interdum malesuada fames ac ante ipsum primis in faucibus
- Pellentesque habitant morbi tristique senectus et netus et malesuada
- Sagittis elementum tempor curabitur neco risus tincidunt
Sub-heading (H3)
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Sub-heading (H3)
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FAQ morbi de las serena (H3)
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nested question - answer
Existing Customers (H3)
Porting & Moving
Product Transfer
Further Advance
Sub-heading (H2)
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Sub-heading (H3)
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- Test
- Test
- Test
How it works
It’s as easy as 1, 2 3…
- Integer placerat urna in blandit consequat risus nisi
- Elementum leo de consequat metus enim
- Nulla soleo finibus orci Interdum malesuada fames ac ante ipsum primis in faucibus
- Pellentesque habitant morbi tristique senectus et netus et malesuada
- Sagittis elementum tempor curabitur neco risus tincidunt
Integer placerat urna in blandit consequat risus nisi elementum leo de consequat metus enim in augue nulla soleo finibus orci. Interdum et malesuada famesaci ante ipsum primis in faucibus pellentesque habitant morbi.
Elementum leo de consequat metus enim in augue nulla soleo finibus orci. Interdum et malesuada famesaci ante ipsum primis in faucibus pellentesque habitant morbi.
Existing Customers (H3)
Porting & Moving
Product Transfer
Further Advance
FAQs you may find useful
Yes – you can apply for a product transfer online, meaning it is easy to secure a new rate. A client's mortgage term can also be reduced at the same time. Our process means there's no paperwork involved – the application can progress straight to an offer electronically.
When applying for a product transfer online, it’s important to remember the normal monthly payments need to be entered correctly to the nearest pound. If this amount is entered incorrectly, you'll not be able to proceed with the transfer, and you may get locked out of your account.
Six months without incurring an ERC. The new rate will be effective once the current ERC has ended. Click here for more information about product transfers.
You'll need to submit the product transfer in order to secure a rate. You can do this by following the steps outlined in our How to Submit a Product Transfer guide or by watching our short video.
If you choose to request a mortgage illustration this does not secure the rate. You need to complete the Variation of Mortgage Offer section and submit. Our products can be withdrawn at any time, if your chosen rate is no longer available you'll need to select a different rate.
No, you’ll need to submit the product transfer for the product that's expiring first. Once that has completed you can submit the product transfer for the second product.
If you submit them both at the same time, the new product will not take effect until the second product expires. This will mean that part of their mortgage will be on a standard variable rate for a period of time.
Customers need to sign and accept the variation of mortgage offer. They have 30 days from the date it's issued to accept.
If we have an active Direct Debit on the account, up to date mobile number and an email address for each applicant, the offer will be sent via docusign for electronic signature/s. Your client will receive the offer via email and they'll also receive a text message with an access code to view the offer document. They'll need to sign the offer electronically and return by email within 30 days.
For online hub offers your client will be sent an email containing a 9-digit access code and a link to open their hub. Once in their hub they’ll need to enter the 9-digit access code. They’ll also need to input their mortgage account number and last monthly payment to the exact penny. They’ll then be able to view the offer document, sign it electronically and accept.
If the offer cannot be produced electronically it will be posted. Your customer(s) will need to sign and send it the following address within 30 days:
UK Mortgages Service & Operations
Freepost
PO BOX 3181
One Temple Quay
Bristol
BS1 9HQ
The Variation of Mortgage Offer needs to signed and accepted by the client by the 19th of the month to guarantee the new rate taking effect on the first of the following month.
How it works
It’s as easy as 1, 2 3…
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Buy to Let Top Slicing now available
Boost your client’s borrowing power with:
- loan sizes up to £750,000
- a minimum 100% rental income cover
- 5+ year products stress rate: The higher of 4.5% or product pay rate +1%