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Residential Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

  • Affordability calculator
  • Residential lending criteria
  • Mortgages for First time buyers
  • Mortgages for Self employed

We offer a range of Residential mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 6.94%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 03/03/2026.

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Residential products

60% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.87% Fixed until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/05/2027, then 2% until 31/05/2028 AKYN
2 years 4.05% Fixed until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 31/05/2027, then 2% until 31/05/2028 AKYP
3 years 3.99% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 3% until 30/06/2028, then 2% until 30/06/2029 ALJN
5 years 4.09% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Interest Only, Part & Part, Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJP

75% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.84% Fixed until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/05/2027, then 2% until 31/05/2028 AKYQ
2 years 3.87% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/04/2027, then 2% until 30/04/2028 AKNL
2 years 3.97% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/04/2027, then 2% until 30/04/2028 AKNN
2 years 4.08% Fixed until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 31/05/2027, then 2% until 31/05/2028 AKYR
3 years 3.92% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2028, then 2% until 30/06/2029 ALJQ
3 years 3.98% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2028, then 2% until 30/06/2029 ALJR
3 years 4.03% Fixed until 30/06/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 3% until 30/06/2028, then 2% until 30/06/2029 ALJS
5 years 4.14% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.9% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment, Part & Part (Interest Only element maximum 60% LTV)
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJT

80% LTV | Residential Fixed Rates | For Purchases Only

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Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.19% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKNT

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.92% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKNV
2 years 3.95% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKNW
2 years 4.09% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKNX
2 years 4.19% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AKMZ
3 years 4.10% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKNY
3 years 4.17% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKNZ
3 years 4.25% Fixed until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/03/2028, then 2% until 31/03/2029 AKNA
5 years 4.19% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJU
5 years 4.23% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJV

85% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.94% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPA
2 years 3.99% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPB
2 years 4.09% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPC
2 years 4.24% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPD
3 years 4.05% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPE
3 years 4.10% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPG
3 years 4.19% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPH
3 years 4.25% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £995
  • £1,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALBD
3 years 4.26% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPJ
5 years 4.35% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJW
5 years 4.41% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJX

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.99% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPK
2 years 4.05% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPN
2 years 4.12% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AKNB
2 years 4.22% Fixed until 31/03/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/03/2027, then 2% until 31/03/2028 AKNC
3 years 4.09% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPP
3 years 4.14% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPQ
3 years 4.20% Fixed until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/03/2028, then 2% until 31/03/2029 AKND
3 years 4.27% Fixed until 31/03/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.19% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 31/03/2028, then 2% until 31/03/2029 AKNE
5 years 4.14% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJY
5 years 4.16% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALJZ
5 years 4.20% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALKA
5 years 4.25% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALKB
7 years 4.29% Fixed until 30/06/2033 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 30/06/2030, then 3% until 30/06/2032, then 2% until 30/06/2033 ALKC

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.99% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPT
2 years 4.17% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPU
2 years 4.32% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPV
2 years 4.35% Fixed until 30/04/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2027, then 2% until 30/04/2028 AKPW
3 years 4.10% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPY
3 years 4.29% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKPZ
3 years 4.39% Fixed until 30/04/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 30/04/2028, then 2% until 30/04/2029 AKQA
5 years 4.43% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBS
5 years 4.45% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBT
5 years 4.50% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.1% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBU
7 years 4.40% Fixed until 30/06/2033 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 5.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/06/2030, then 3% until 30/06/2032, then 2% until 30/06/2033 ALKD

90% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
3 years 4.58% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • £1,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALBP
5 years 4.71% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBQ
5 years 4.71% Fixed until 31/05/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 31/05/2028, then 3% until 31/05/2030, then 2% until 31/05/2031 ALBR

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.60% Fixed until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/05/2027, then 2% until 31/05/2028 AKYS
2 years 4.75% Fixed until 31/05/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2027, then 2% until 31/05/2028 AKYT
3 years 4.70% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALBW
3 years 4.82% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALBX
3 years 5.00% Fixed until 31/05/2029 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.6% APRC £0
  • £1,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 31/05/2028, then 2% until 31/05/2029 ALBY
5 years 4.63% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALKE
5 years 4.70% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.2% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £50,000
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALKG
5 years 4.92% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALKH
5 years 4.92% Fixed until 30/06/2031 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 6.94% variable 6.3% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/06/2028, then 3% until 30/06/2030, then 2% until 30/06/2031 ALKJ

85% LTV | Residential Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 6.94% Variable which is our Standard Variable Rate for the entire mortgage term 7.2% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX
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