Product transfer

Is your customer looking to transfer their mortgage rate?

We're right here for your existing customers. 

Product transfer

If your customer is looking to transfer their rate, check out our existing customer range.

View our products

How does it work?

If you or your firm introduced your customer's current mortgage after June 2014, you can apply to transfer their mortgage online. Select a product from our existing customer range and complete our form in minutes. We’ll aim to send you and your customer an offer within 48 hours.  

And to make it even easier, we allow you to book product transfers up to four months early. Your customer's new interest rate will start on the expiry of their promotional period.

If you or your firm did not introduce the current mortgage or the mortgage started before June 2014, you'll need to call us on 0345 266 8928* to check eligibility.

Why transfer?

  • Quick and easy. Apply in 10 minutes. Get an offer in a day
  • No legal fees
  • No Valuation Fee
  • If a Product Fee is due, it can either be paid before completion or added to the loan
  • Products available with no Product Fee
  • No paperwork. The application can progress straight to offer
  • Early booking up to four months before the end of your customer's promotional period
  • No proof of income needed
  • Plus, you receive a proc fee.

What do you need to do?

  1. Make sure you're registered and able to submit business with Bank of Ireland for Intermediaries so we can verify you. Check our distribution page for more information
  2. Check your customer has a mortgage with Bank of Ireland. Your customer may have a Bank of Ireland branded mortgage document, but they might have originally applied through one of our partner brands. Call us to check on 0345 266 8928*
  3. Check that you or your firm introduced the current mortgage after June 2014. You'll need to call our enquiry line on 0345 266 8928* if you or your firm did not introduce the current mortgage after June 2014 or the mortgage started before June 2014
  4. Take a look at our existing customer product range
  5. Obtain a Mortgage Illustration from your sourcing system**
  6. Apply online now by clicking on the relevant link below
  7. We'll then email a copy of the offer to you and your customer. If you'd prefer the offer sent by post, please leave the email or mobile number fields blank
  8. The Offer is valid for 30 days. Your customer will need to sign and return the Offer within 30 days to secure the rate.

**Alternatively, if you'd like us to produce a Mortgage Illustration for you, just complete a Mortgage Illustration Request Form and fax it back to us. We'll then email the illustration back to you within two working days. Just remember that you'll need to apply after you've received the illustration.

You can apply now and use the mortgage offer for your illustration for compliance purposes.

If you have any questions call our enquiry line on 0345 266 8928*.

 

Product transfer

If your customer is looking to transfer their rate, check out our existing customer range.

View our products

Issues for Apple users

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You currently can’t apply if you’re using an iPad or iPhone with iOS 12.2 or higher. We’re sorry for any inconvenience this causes - please use another device.